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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, M & F Bancorp's Enterprise Value is $156.33 Mil.
M & F Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, M & F Bancorp's EV-to-FCF for today is .
The historical rank and industry rank for M & F Bancorp's EV-to-FCF or its related term are showing as below:
MFBP'
s EV-to-FCF Range Over the Past 10 Years
Min: -85.13 Med: -35.16 Max: 57.19
Current: 56.91
During the past 13 years, the highest EV-to-FCF of M & F Bancorp was 57.19. The lowest was -85.13. And the median was -35.16.
MFBP's EV-to-FCF is ranked worse than 94.37% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs MFBP: 56.91
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
M & F Bancorp's PE Ratio (TTM) for today is calculated as:
M & F Bancorp's share price for today is $47.55.
M & F Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.150.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
M & F Bancorp EV-to-FCF Related Terms
M & F Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for M & F Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, M & F Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M & F Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, M & F Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where M & F Bancorp's EV-to-FCF falls into.
M & F Bancorp's current Enterprise Value is $156.33 Mil.
M & F Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is M & F Bancorp (MFBP) Overvalued in 2026?
Based on GuruFocus' analysis, M & F Bancorp stock appears to be overvalued.
The current stock price of $47.55 is trading 149% above its estimated GF Value™ of $19.10.
GuruFocus considers M & F Bancorp to be Significantly Overvalued.
Key valuation signals for MFBP:
EV-to-FCF:
GF Value™: $19.10 vs. price of $47.55 (149% above fair value)
No single metric tells the full story. See the MFBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M & F Bancorp Inc is a bank holding company. The Bank has seven branches in North Carolina: two in Durham, two in Raleigh, and one each in Charlotte, Greensboro, and Winston-Salem. The company operates as a single business segment and offers a wide variety of consumer and commercial banking services and products. The Bank offers banking services such as checking accounts, savings accounts, Negotiable Order of Withdrawal accounts, money market accounts, certificates of deposit, individual retirement accounts, equity lines of credit, credit lines, consumer loans, and credit cards. M&F Bank is one of only a few NC banks designated by the U.S. Treasury as a Community Development Financial Institution.
45GF Score
Get the complete analysis for MFBP
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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