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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Merchants Financial Group's Enterprise Value is $145.3 Mil.
Merchants Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, Merchants Financial Group's EV-to-FCF for today is .
The historical rank and industry rank for Merchants Financial Group's EV-to-FCF or its related term are showing as below:
MFGI'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 14.72
Current: 14.72
During the past 7 years, the highest EV-to-FCF of Merchants Financial Group was 14.72. The lowest was 0.00. And the median was 0.00.
MFGI's EV-to-FCF is ranked worse than 73.55% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs MFGI: 14.72
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Merchants Financial Group (OTCPK:MFGI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Merchants Financial Group's PE Ratio (TTM) for today is calculated as:
Merchants Financial Group's share price for today is $41.35.
Merchants Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.238.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Merchants Financial Group EV-to-FCF Related Terms
Merchants Financial Group EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Merchants Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Merchants Financial Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Merchants Financial Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Merchants Financial Group's EV-to-FCF falls into.
Merchants Financial Group's current Enterprise Value is $145.3 Mil.
Merchants Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Merchants Financial Group (MFGI) Overvalued in 2026?
Based on GuruFocus' analysis, Merchants Financial Group stock appears to be overvalued.
The current stock price of $41.35 is trading 46% above its estimated GF Value™ of $28.33.
GuruFocus considers Merchants Financial Group to be Significantly Overvalued.
Key valuation signals for MFGI:
EV-to-FCF:
GF Value™: $28.33 vs. price of $41.35 (46% above fair value)
No single metric tells the full story. See the MFGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Merchants Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail, commercial loans, and deposit services to individual as well as business customers. The various products and services offered by the Group include business credit cards, treasury management services, online and mobile banking services, different types of loans, checking accounts, saving accounts, digital wallet, military banking services, mortgage loans, etc. These services are offered through a network of branch offices and a leasing division across Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, and other locations in the USA.
49GF Score
Get the complete analysis for MFGI
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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