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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Wema Bank's Enterprise Value is ₦-571,745 Mil.
Wema Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦790,650 Mil. Therefore, Wema Bank's EV-to-FCF for today is -0.72.
The historical rank and industry rank for Wema Bank's EV-to-FCF or its related term are showing as below:
NSA:WEMA'
s EV-to-FCF Range Over the Past 10 Years
Min: -59.29 Med: -2.3 Max: 104.71
Current: -0.69
During the past 13 years, the highest EV-to-FCF of Wema Bank was 104.71. The lowest was -59.29. And the median was -2.30.
NSA:WEMA's EV-to-FCF is ranked better than 88.38% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs NSA:WEMA: -0.69
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Wema Bank's share price for today is ₦29.40.
Wema Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦6.795.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Wema Bank EV-to-FCF Related Terms
Wema Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Wema Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Wema Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wema Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Wema Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Wema Bank's EV-to-FCF falls into.
Wema Bank's current Enterprise Value is ₦-571,745 Mil.
Wema Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦790,650 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wema Bank (NSA:WEMA) has a EV-to-FCF of -0.72 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wema Bank and its competitors. According to the industry distribution chart, Wema Bank ranks #139 out of 1196 companies in the Banks industry, placing it in the top 11.6%.
Is Wema Bank's EV-to-FCF too high?
Wema Bank's current EV-to-FCF is -0.72. Based on the distribution chart, Wema Bank ranks #139 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Wema Bank has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wema Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Wema Bank ranks #139 out of 1196 companies for EV-to-FCF. This places Wema Bank in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wema Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wema Bank's current EV-to-FCF is -0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wema Bank stock overvalued right now?
Based on GuruFocus' analysis, Wema Bank (NSA:WEMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦13.09, compared to a current price of ₦29.40 — trading 124.6% above its estimated fair value. The current EV-to-FCF is -0.72. Wema Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Wema Bank (NSA:WEMA), the current EV-to-FCF is -0.72 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wema Bank (NSA:WEMA) Overvalued in 2026?
Based on GuruFocus' analysis, Wema Bank stock appears to be overvalued.
The current stock price of ₦29.40 is trading 124.6% above its estimated GF Value™ of ₦13.09.
GuruFocus considers Wema Bank to be Significantly Overvalued.
Key valuation signals for NSA:WEMA:
EV-to-FCF: -0.72
GF Value™: ₦13.09 vs. price of ₦29.40 (124.6% above fair value)
No single metric tells the full story. See the NSA:WEMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wema Bank PLC is a commercial bank. The company offers retail banking, SME banking, corporate banking, treasury, trade services and financial advisory to its customers. Its services include granting of loans and advances, corporate finance and money market activities. The bank operates in four geographical regions: South-west, South-South, Abuja, and Lagos zones. Wema derives the majority of its revenues from Lagos.
65GF Score
Get the complete analysis for NSA:WEMA
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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