Capital India Finance (NSE:CIFL) EV-to-FCF: (As of Jul. 08, 2026)


NSE:CIFL Capital India Finance Ltd NSE:CIFL
50 GF Score
Price ₹22.58
GF Value ₹23.69
Valuation Fairly Valued
! 7 Warning Signs
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What is Capital India Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Capital India Finance's Enterprise Value is ₹15,465 Mil. Capital India Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Capital India Finance's EV-to-FCF for today is .

The historical rank and industry rank for Capital India Finance's EV-to-FCF or its related term are showing as below:

NSE:CIFL' s EV-to-FCF Range Over the Past 10 Years
Min: -5.98   Med: 0   Max: 0
Current: -5.98

NSE:CIFL's EV-to-FCF is ranked worse than
100% of 266 companies
in the Credit Services industry
Industry Median: 13.675 vs NSE:CIFL: -5.98

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-08), Capital India Finance's stock price is ₹22.58. Capital India Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.970. Therefore, Capital India Finance's PE Ratio (TTM) for today is 23.28.


Capital India Finance  (NSE:CIFL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Capital India Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=22.58/0.970
=23.28

Capital India Finance's share price for today is ₹22.58.
Capital India Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.970.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Capital India Finance EV-to-FCF Related Terms


Capital India Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Capital India Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital India Finance EV-to-FCF Chart

Capital India Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.20 -17.94 16.66 -18.22 -5.68

Capital India Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -18.22 0.00 0.00 0.00 -5.68

NSE:CIFL vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Capital India Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital India Finance EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital India Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Capital India Finance's EV-to-FCF falls into.


NSE:CIFL
50GF Score
Capital India Finance Ltd NSE:CIFL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital India Finance EV-to-FCF Calculation

Capital India Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=15464.657/0
=

Capital India Finance's current Enterprise Value is ₹15,465 Mil.
Capital India Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Capital India Finance (NSE:CIFL) Overvalued in 2026?

Based on GuruFocus' analysis, Capital India Finance stock appears to be undervalued. The current stock price of ₹22.58 is trading 4.7% below its estimated GF Value™ of ₹23.69. GuruFocus considers Capital India Finance to be Fairly Valued.

Key valuation signals for NSE:CIFL:

  • EV-to-FCF:
  • GF Value™: ₹23.69 vs. price of ₹22.58 (4.7% below fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:CIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital India Finance Business Description

Other Exchanges 530879:India
Address Dr. Annie Besant Road, Level - 20, Birla Aurora, Worli, Mumbai, MH, IND, 400030
Capital India Finance Ltd is a non-banking financial company. It operates through two segments: lending business and Forex services, including MTSS business. The lending services include providing loans to Micro, Small, and Medium enterprises and other customers across various industries. Revenue from the lending business includes interest income and fee income. Forex services comprise overseas remittances, foreign currency prepaid travel cards, Money Transfer Service Scheme (MTSS), and import and export foreign currency notes.
50GF Score

Get the complete analysis for NSE:CIFL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹22.58
Price
₹23.69
GF Value