Punjab & Sind Bank (NSE:PSB) EV-to-FCF: (As of Jul. 05, 2026)


NSE:PSB Punjab & Sind Bank NSE:PSB
54 GF Score
Price ₹24.75
GF Value ₹54.29
Valuation Possible Value Trap
! 3 Warning Signs
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What is Punjab & Sind Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Punjab & Sind Bank's Enterprise Value is ₹276,146 Mil. Punjab & Sind Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Punjab & Sind Bank's EV-to-FCF for today is .

The historical rank and industry rank for Punjab & Sind Bank's EV-to-FCF or its related term are showing as below:

NSE:PSB' s EV-to-FCF Range Over the Past 10 Years
Min: -12.94   Med: 0   Max: 0
Current: -12.94

NSE:PSB's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.565 vs NSE:PSB: -12.94

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-05), Punjab & Sind Bank's stock price is ₹24.75. Punjab & Sind Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.860. Therefore, Punjab & Sind Bank's PE Ratio (TTM) for today is 13.31.


Punjab & Sind Bank  (NSE:PSB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Punjab & Sind Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=24.75/1.860
=13.31

Punjab & Sind Bank's share price for today is ₹24.75.
Punjab & Sind Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.860.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Punjab & Sind Bank EV-to-FCF Related Terms


Punjab & Sind Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Punjab & Sind Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Punjab & Sind Bank EV-to-FCF Chart

Punjab & Sind Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.63 13.28 26.76 -13.23 -11.56

Punjab & Sind Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.23 0.00 0.00 0.00 -11.56

Punjab & Sind Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Punjab & Sind Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Punjab & Sind Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Punjab & Sind Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Punjab & Sind Bank's EV-to-FCF falls into.


NSE:PSB
54GF Score
Punjab & Sind Bank NSE:PSB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Punjab & Sind Bank EV-to-FCF Calculation

Punjab & Sind Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=276146.334/0
=

Punjab & Sind Bank's current Enterprise Value is ₹276,146 Mil.
Punjab & Sind Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Punjab & Sind Bank (NSE:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab & Sind Bank stock appears to be undervalued. The current stock price of ₹24.75 is trading 54.4% below its estimated GF Value™ of ₹54.29. GuruFocus considers Punjab & Sind Bank to be Possible Value Trap.

Key valuation signals for NSE:PSB:

  • EV-to-FCF:
  • GF Value™: ₹54.29 vs. price of ₹24.75 (54.4% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the NSE:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Punjab & Sind Bank Business Description

Other Exchanges 533295:India
Address 21, Rajendra Place, Bank House, 1st Floor, New Delhi, IND, 110008
Punjab & Sind Bank is an Indian banking firm, which provides international and domestic banking products and services. Its business segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operations. The majority of its revenue is generated from the Retail Banking segment. Its products consist of current accounts, savings accounts, mobile banking, corporate, Internet banking, retail loans, and others.
54GF Score

Get the complete analysis for NSE:PSB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.75
Price
₹54.29
GF Value