Punjab & Sind Bank (NSE:PSB) 3-1 Month Momentum %: -2.35% (As of Aug. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PSB Punjab & Sind Bank NSE:PSB
44 GF Score
Price ₹23.14
GF Value ₹53.74
Valuation Possible Value Trap
! 3 Warning Signs
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What is Punjab & Sind Bank 3-1 Month Momentum %?

Punjab & Sind Bank NSE:PSB -0.77% 44 3-1 Month Momentum % is -2.35% as of Aug. 30, 2026. GuruFocus rates NSE:PSB with a GF Score™ of 44/100 and a GF Value™ of ₹53.74 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,574 Banks companies, Punjab & Sind Bank ranks worse than 75.79% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-30), Punjab & Sind Bank's 3-1 Month Momentum % is -2.35%.

The industry rank for Punjab & Sind Bank's 3-1 Month Momentum % or its related term are showing as below:

NSE:PSB's 3-1 Month Momentum % is ranked worse than
75.79% of 1574 companies
in the Banks industry
Industry Median: 4.825 vs NSE:PSB: -2.35

Punjab & Sind Bank  (NSE:PSB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Punjab & Sind Bank 3-1 Month Momentum % Related Terms


Punjab & Sind Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Punjab & Sind Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Punjab & Sind Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Punjab & Sind Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Punjab & Sind Bank's 3-1 Month Momentum % falls into.


NSE:PSB
44GF Score
Punjab & Sind Bank NSE:PSB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Punjab & Sind Bank  (NSE:PSB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -2.35% mean?
Punjab & Sind Bank (NSE:PSB) has a 3-1 Month Momentum % of -2.35% as of Aug. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Punjab & Sind Bank and its competitors. According to the industry distribution chart, Punjab & Sind Bank ranks #1193 out of 1574 companies in the Banks industry, placing it in the top 75.8%.
Is Punjab & Sind Bank's 3-1 Month Momentum % too high?
Punjab & Sind Bank's current 3-1 Month Momentum % is -2.35%. Based on the distribution chart, Punjab & Sind Bank ranks #1193 out of 1574 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Punjab & Sind Bank has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Punjab & Sind Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Punjab & Sind Bank ranks #1193 out of 1574 companies for 3-1 Month Momentum %. This places Punjab & Sind Bank in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Punjab & Sind Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Punjab & Sind Bank's current 3-1 Month Momentum % is -2.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab & Sind Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab & Sind Bank (NSE:PSB) is currently considered Possible Value Trap. The stock's GF Value™ is ₹53.74, compared to a current price of ₹23.14 — trading 56.9% below its estimated fair value. The current 3-1 Month Momentum % is -2.35%. Punjab & Sind Bank's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Punjab & Sind Bank (NSE:PSB), the current 3-1 Month Momentum % is -2.35% as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Punjab & Sind Bank (NSE:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab & Sind Bank stock appears to be undervalued. The current stock price of ₹23.14 is trading 56.9% below its estimated GF Value™ of ₹53.74. GuruFocus considers Punjab & Sind Bank to be Possible Value Trap.

Key valuation signals for NSE:PSB:

  • 3-1 Month Momentum %: -2.35%
  • GF Value™: ₹53.74 vs. price of ₹23.14 (56.9% below fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the NSE:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Punjab & Sind Bank Business Description

Other Exchanges 533295:India
Address 21, Rajendra Place, Bank House, 1st Floor, New Delhi, IND, 110008
Punjab & Sind Bank is an Indian banking firm, which provides international and domestic banking products and services. Its business segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operations. The majority of its revenue is generated from the Retail Banking segment. Its products consist of current accounts, savings accounts, mobile banking, corporate, Internet banking, retail loans, and others.
44GF Score

Get the complete analysis for NSE:PSB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹23.14
Price
₹53.74
GF Value