Punjab & Sind Bank (NSE:PSB) Growth Rank: 3 (As of Sep. 22, 2026) — 50% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PSB Punjab & Sind Bank NSE:PSB
48 GF Score
Price ₹21.95
GF Value ₹54.25
Valuation Possible Value Trap
! 3 Warning Signs
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What is Punjab & Sind Bank Growth Rank?

Punjab & Sind Bank NSE:PSB +1.10% 48 Growth Rank is 3 as of Sep. 22, 2026, which is 50% above its 10-year median of 2.00. GuruFocus rates NSE:PSB with a GF Score™ of 48/100 and a GF Value™ of ₹54.25 (Possible Value Trap). The stock has 3 warning signs investors should review.

Punjab & Sind Bank has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Punjab & Sind Bank Growth Rank Related Terms

Punjab & Sind Bank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Punjab & Sind Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Punjab & Sind Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Punjab & Sind Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Punjab & Sind Bank's Growth Rank falls into.


NSE:PSB
48GF Score
Punjab & Sind Bank NSE:PSB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Punjab & Sind Bank (NSE:PSB) has a Growth Rank of 3 as of Sep. 22, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Punjab & Sind Bank and its competitors. This is 50% above median its historical median of 2.00. Over the past decade, Punjab & Sind Bank's Growth Rank has ranged from 1.00 to 4.00.
Is Punjab & Sind Bank's Growth Rank too high?
Punjab & Sind Bank's current Growth Rank of 3 is 50% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Punjab & Sind Bank has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Punjab & Sind Bank's Growth Rank compare to competitors?
Punjab & Sind Bank's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, Punjab & Sind Bank's own Growth Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Punjab & Sind Bank and its competitors. Punjab & Sind Bank's current Growth Rank is 3, which is 50% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab & Sind Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab & Sind Bank (NSE:PSB) is currently considered Possible Value Trap. The stock's GF Value™ is ₹54.25, compared to a current price of ₹21.95 — trading 59.5% below its estimated fair value. The current Growth Rank is 3, which is 50% above median its 10-year median of 2.00. Punjab & Sind Bank's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Punjab & Sind Bank (NSE:PSB), the current Growth Rank is 3 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Punjab & Sind Bank (NSE:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab & Sind Bank stock appears to be undervalued. The current stock price of ₹21.95 is trading 59.5% below its estimated GF Value™ of ₹54.25. GuruFocus considers Punjab & Sind Bank to be Possible Value Trap.

Key valuation signals for NSE:PSB:

  • Growth Rank: 3 (50% above median its 10-year median of 2.00)
  • GF Value™: ₹54.25 vs. price of ₹21.95 (59.5% below fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the NSE:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Punjab & Sind Bank Business Description

Other Exchanges 533295:India
Address 21, Rajendra Place, Bank House, 1st Floor, New Delhi, IND, 110008
Punjab & Sind Bank is an Indian banking firm, which provides international and domestic banking products and services. Its business segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operations. The majority of its revenue is generated from the Retail Banking segment. Its products consist of current accounts, savings accounts, mobile banking, corporate, Internet banking, retail loans, and others.
48GF Score

Get the complete analysis for NSE:PSB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹21.95
Price
₹54.25
GF Value