Punjab & Sind Bank (NSE:PSB) Long-Term Capital Lease Obligation: ₹0 Mil (As of Mar. 2026)


NSE:PSB Punjab & Sind Bank NSE:PSB
48 GF Score
Price ₹24.84
GF Value ₹54.26
Valuation Possible Value Trap
! 3 Warning Signs
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What is Punjab & Sind Bank Long-Term Capital Lease Obligation?

Punjab & Sind Bank NSE:PSB -0.92% 48 Long-Term Capital Lease Obligation is ₹0 Mil as of Mar. 2026. GuruFocus rates NSE:PSB with a GF Score™ of 48/100 and a GF Value™ of ₹54.26 (Possible Value Trap). The stock has 3 warning signs investors should review.

Punjab & Sind Bank's Long-Term Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹0 Mil.

Punjab & Sind Bank  (NSE:PSB) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

Punjab & Sind Bank Long-Term Capital Lease Obligation Related Terms

Punjab & Sind Bank Long-Term Capital Lease Obligation Historical Data

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The historical data trend for Punjab & Sind Bank's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Punjab & Sind Bank Long-Term Capital Lease Obligation Chart

Punjab & Sind Bank Annual Data
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Punjab & Sind Bank Quarterly Data
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NSE:PSB
48GF Score
Punjab & Sind Bank NSE:PSB
Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Long-Term Capital Lease Obligation of ₹0 Mil mean?
Punjab & Sind Bank (NSE:PSB) has a Long-Term Capital Lease Obligation of ₹0 Mil as of Mar. 2026. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Punjab & Sind Bank and its competitors.
Is Punjab & Sind Bank's Long-Term Capital Lease Obligation too high?
Punjab & Sind Bank's current Long-Term Capital Lease Obligation is ₹0 Mil. Overall, Punjab & Sind Bank has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Punjab & Sind Bank's Long-Term Capital Lease Obligation compare to competitors?
Punjab & Sind Bank's Long-Term Capital Lease Obligation of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Capital Lease Obligation for a Banks company?
A good Long-Term Capital Lease Obligation depends on the Banks industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Capital Lease Obligation mean?
A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Punjab & Sind Bank and its competitors. Punjab & Sind Bank's current Long-Term Capital Lease Obligation is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab & Sind Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab & Sind Bank (NSE:PSB) is currently considered Possible Value Trap. The stock's GF Value™ is ₹54.26, compared to a current price of ₹24.84 — trading 54.2% below its estimated fair value. The current Long-Term Capital Lease Obligation is ₹0 Mil. Punjab & Sind Bank's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Capital Lease Obligation calculated?
Long-Term Capital Lease Obligation is calculated from a company's financial statements. For Punjab & Sind Bank (NSE:PSB), the current Long-Term Capital Lease Obligation is ₹0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Punjab & Sind Bank (NSE:PSB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab & Sind Bank stock appears to be undervalued. The current stock price of ₹24.84 is trading 54.2% below its estimated GF Value™ of ₹54.26. GuruFocus considers Punjab & Sind Bank to be Possible Value Trap.

Key valuation signals for NSE:PSB:

  • Long-Term Capital Lease Obligation: ₹0 Mil
  • GF Value™: ₹54.26 vs. price of ₹24.84 (54.2% below fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the NSE:PSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Punjab & Sind Bank Business Description

Other Exchanges 533295:India
Address 21, Rajendra Place, Bank House, 1st Floor, New Delhi, IND, 110008
Punjab & Sind Bank is an Indian banking firm, which provides international and domestic banking products and services. Its business segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operations. The majority of its revenue is generated from the Retail Banking segment. Its products consist of current accounts, savings accounts, mobile banking, corporate, Internet banking, retail loans, and others.
48GF Score

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Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.84
Price
₹54.26
GF Value