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New Tripoli BancorpNTBP +13.33%13 EV-to-FCF is 26.23 as of Aug. 09, 2026, which is 83% above its 10-year median of 14.31. GuruFocus rates NTBP with a GF Score™ of 13/100 and a GF Value™ of $840.22 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,191 Banks companies, New Tripoli Bancorp ranks worse than 86.73% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, New Tripoli Bancorp's Enterprise Value is $87.67 Mil.
New Tripoli Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was $3.34 Mil. Therefore, New Tripoli Bancorp's EV-to-FCF for today is 26.23.
The historical rank and industry rank for New Tripoli Bancorp's EV-to-FCF or its related term are showing as below:
NTBP'
s EV-to-FCF Range Over the Past 10 Years
Min: 10.19 Med: 14.31 Max: 28.14
Current: 26.23
During the past 6 years, the highest EV-to-FCF of New Tripoli Bancorp was 28.14. The lowest was 10.19. And the median was 14.31.
NTBP's EV-to-FCF is ranked worse than 86.73% of 1191
companies
in the Banks industry
Industry Median: 7.41
vs NTBP: 26.23
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
New Tripoli Bancorp (OTCPK:NTBP) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
New Tripoli Bancorp's PE Ratio (TTM) for today is calculated as:
New Tripoli Bancorp's share price for today is $1275.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. New Tripoli Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was $55.630.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
New Tripoli Bancorp EV-to-FCF Related Terms
New Tripoli Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for New Tripoli Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, New Tripoli Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Tripoli Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, New Tripoli Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where New Tripoli Bancorp's EV-to-FCF falls into.
New Tripoli Bancorp's current Enterprise Value is $87.67 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. New Tripoli Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was $3.34 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Tripoli Bancorp (NTBP) has a EV-to-FCF of 26.23 as of Aug. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on New Tripoli Bancorp and its competitors. This is 83% above median its historical median of 14.31. Over the past decade, New Tripoli Bancorp's EV-to-FCF has ranged from 10.19 to 28.14. According to the industry distribution chart, New Tripoli Bancorp ranks #1033 out of 1191 companies in the Banks industry, placing it in the top 86.7%.
Is New Tripoli Bancorp's EV-to-FCF too high?
New Tripoli Bancorp's current EV-to-FCF of 26.23 is 83% above median its 10-year median of 14.31. Over the past 10 years, this metric has ranged from a low of 10.19 to a high of 28.14. The Banks industry median EV-to-FCF is 7.41. New Tripoli Bancorp's value of 26.23 is 254% above this industry median. Based on the distribution chart, New Tripoli Bancorp ranks #1033 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, New Tripoli Bancorp has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Tripoli Bancorp's EV-to-FCF compare to JUVF and FBTT?
According to the Banks industry distribution chart, New Tripoli Bancorp ranks #1033 out of 1191 companies for EV-to-FCF. This places New Tripoli Bancorp in the lower half of its industry. The industry median EV-to-FCF is 7.41. New Tripoli Bancorp's value of 26.23 is 254% above this benchmark. Historically, New Tripoli Bancorp's own EV-to-FCF has ranged from 10.19 to 28.14 over the past decade. While the company's 10-year median is 14.31 vs. the industry median of 7.41, New Tripoli Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.41, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Tripoli Bancorp's current EV-to-FCF of 26.23 is 254% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on New Tripoli Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 7.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Tripoli Bancorp's current EV-to-FCF is 26.23, which is 83% above median its own 10-year median of 14.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Tripoli Bancorp stock overvalued right now?
Based on GuruFocus' analysis, New Tripoli Bancorp (NTBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $840.22, compared to a current price of $1,275.00 — trading 51.7% above its estimated fair value. The current EV-to-FCF is 26.23, which is 83% above median its 10-year median of 14.31 and 254% above the Banks industry median of 7.41. New Tripoli Bancorp's overall GF Score™ is 13/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For New Tripoli Bancorp (NTBP), the current EV-to-FCF is 26.23 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Tripoli Bancorp (NTBP) Overvalued in 2026?
Based on GuruFocus' analysis, New Tripoli Bancorp stock appears to be overvalued.
The current stock price of $1,275.00 is trading 51.7% above its estimated GF Value™ of $840.22.
GuruFocus considers New Tripoli Bancorp to be Significantly Overvalued.
Key valuation signals for NTBP:
EV-to-FCF: 26.23 (83% above median its 10-year median of 14.31)
GF Value™: $840.22 vs. price of $1,275.00 (51.7% above fair value)
Industry Position: 254% above the Banks median (#1033 of 1191)
No single metric tells the full story. See the NTBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Tripoli Bancorp Inc is a one-bank holding company. Through its banking subsidiary, it offers various commercial banking and other financial products and services, such as personal savings accounts, checking accounts, auto loans, student loans, personal loans, online and mobile banking services, business checking accounts, commercial mortgages, credit cards, and ATM services, among others. The primary source of revenue is providing residential mortgages, consumer loans, and commercial loans to customers located within the Lehigh Valley, USA.
13GF Score
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