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New Tripoli BancorpNTBP +13.33%13 FCF Margin % is 21.09% as of Dec. 2024, which is 37% below its 10-year median of 33.47. GuruFocus rates NTBP with a GF Score™ of 13/100 and a GF Value™ of $840.22 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,502 Banks companies, New Tripoli Bancorp ranks worse than 57.32% on this metric.
The historical data trend for New Tripoli Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, New Tripoli Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Tripoli Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, New Tripoli Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where New Tripoli Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
New Tripoli Bancorp (NTBP) has a FCF Margin % of 21.09% as of Dec. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on New Tripoli Bancorp and its competitors. This is 37% below median its historical median of 33.47. Over the past decade, New Tripoli Bancorp's FCF Margin % has ranged from 21.09 to 34.56. According to the industry distribution chart, New Tripoli Bancorp ranks #861 out of 1502 companies in the Banks industry, placing it in the top 57.3%.
Is New Tripoli Bancorp's FCF Margin % too high?
New Tripoli Bancorp's current FCF Margin % of 21.09% is 37% below median its 10-year median of 33.47. Over the past 10 years, this metric has ranged from a low of 21.09 to a high of 34.56. The Banks industry median FCF Margin % is 26.43. New Tripoli Bancorp's value of 21.09% is 20.2% below this industry median. Based on the distribution chart, New Tripoli Bancorp ranks #861 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, New Tripoli Bancorp has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Tripoli Bancorp's FCF Margin % compare to JUVF and FBTT?
According to the Banks industry distribution chart, New Tripoli Bancorp ranks #861 out of 1502 companies for FCF Margin %. This places New Tripoli Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.43. New Tripoli Bancorp's value of 21.09% is 20.2% below this benchmark. Historically, New Tripoli Bancorp's own FCF Margin % has ranged from 21.09 to 34.56 over the past decade. While the company's 10-year median is 33.47 vs. the industry median of 26.43, New Tripoli Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.43, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New Tripoli Bancorp's current FCF Margin % of 21.09% is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on New Tripoli Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Tripoli Bancorp's current FCF Margin % is 21.09%, which is 37% below median its own 10-year median of 33.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Tripoli Bancorp stock overvalued right now?
Based on GuruFocus' analysis, New Tripoli Bancorp (NTBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $840.22, compared to a current price of $1,275.00 — trading 51.7% above its estimated fair value. The current FCF Margin % is 21.09%, which is 37% below median its 10-year median of 33.47 and 20.2% below the Banks industry median of 26.43. New Tripoli Bancorp's overall GF Score™ is 13/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For New Tripoli Bancorp (NTBP), the current FCF Margin % is 21.09% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Tripoli Bancorp (NTBP) Overvalued in 2026?
Based on GuruFocus' analysis, New Tripoli Bancorp stock appears to be overvalued.
The current stock price of $1,275.00 is trading 51.7% above its estimated GF Value™ of $840.22.
GuruFocus considers New Tripoli Bancorp to be Significantly Overvalued.
Key valuation signals for NTBP:
FCF Margin %: 21.09% (37% below median its 10-year median of 33.47)
GF Value™: $840.22 vs. price of $1,275.00 (51.7% above fair value)
Industry Position: 20.2% below the Banks median (#861 of 1502)
No single metric tells the full story. See the NTBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Tripoli Bancorp Inc is a one-bank holding company. Through its banking subsidiary, it offers various commercial banking and other financial products and services, such as personal savings accounts, checking accounts, auto loans, student loans, personal loans, online and mobile banking services, business checking accounts, commercial mortgages, credit cards, and ATM services, among others. The primary source of revenue is providing residential mortgages, consumer loans, and commercial loans to customers located within the Lehigh Valley, USA.
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