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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
New Tripoli Bancorp's 5-Year RORE % for the quarter that ended in Dec. 2024 was -18.72%.
The industry rank for New Tripoli Bancorp's 5-Year RORE % or its related term are showing as below:
NTBP's 5-Year RORE % is ranked worse than 90.58% of 1402
companies
in the Banks industry
Industry Median: 10.14
vs NTBP: -18.72
New Tripoli Bancorp (OTCPK:NTBP) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
New Tripoli Bancorp 5-Year RORE % Related Terms
New Tripoli Bancorp 5-Year RORE % Historical Data
* Premium members only.
The historical data trend for New Tripoli Bancorp's 5-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NTBP vs JUVF, FBTT, NACB: 5-Year RORE % Comparison
For the Banks - Regional subindustry, New Tripoli Bancorp's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New Tripoli Bancorp 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, New Tripoli Bancorp's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where New Tripoli Bancorp's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2024 and 5-year before.
New Tripoli Bancorp (NTBP) has a 5-Year RORE % of -18.72 as of Dec. 2024. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on New Tripoli Bancorp and its competitors. According to the industry distribution chart, New Tripoli Bancorp ranks #1270 out of 1402 companies in the Banks industry, placing it in the top 90.6%.
Is New Tripoli Bancorp's 5-Year RORE % too high?
New Tripoli Bancorp's current 5-Year RORE % is -18.72. Based on the distribution chart, New Tripoli Bancorp ranks #1270 out of 1402 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, New Tripoli Bancorp has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New Tripoli Bancorp's 5-Year RORE % compare to JUVF and FBTT?
According to the Banks industry distribution chart, New Tripoli Bancorp ranks #1270 out of 1402 companies for 5-Year RORE %. This places New Tripoli Bancorp in the lower half of its industry. The industry median 5-Year RORE % is 10.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 10.14, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on New Tripoli Bancorp and its competitors. For the Banks industry, the median 5-Year RORE % is 10.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New Tripoli Bancorp's current 5-Year RORE % is -18.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New Tripoli Bancorp stock overvalued right now?
Based on GuruFocus' analysis, New Tripoli Bancorp (NTBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $840.22, compared to a current price of $1,275.00 — trading 51.7% above its estimated fair value. The current 5-Year RORE % is -18.72. New Tripoli Bancorp's overall GF Score™ is 13/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For New Tripoli Bancorp (NTBP), the current 5-Year RORE % is -18.72 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New Tripoli Bancorp (NTBP) Overvalued in 2026?
Based on GuruFocus' analysis, New Tripoli Bancorp stock appears to be overvalued.
The current stock price of $1,275.00 is trading 51.7% above its estimated GF Value™ of $840.22.
GuruFocus considers New Tripoli Bancorp to be Significantly Overvalued.
Key valuation signals for NTBP:
5-Year RORE %: -18.72
GF Value™: $840.22 vs. price of $1,275.00 (51.7% above fair value)
No single metric tells the full story. See the NTBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New Tripoli Bancorp Inc is a one-bank holding company. Through its banking subsidiary, it offers various commercial banking and other financial products and services, such as personal savings accounts, checking accounts, auto loans, student loans, personal loans, online and mobile banking services, business checking accounts, commercial mortgages, credit cards, and ATM services, among others. The primary source of revenue is providing residential mortgages, consumer loans, and commercial loans to customers located within the Lehigh Valley, USA.
13GF Score
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5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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