Business Description
River Valley Community Bancorp
NAICS : 522110
SIC : 6021
ISIN : US76848L1098
Description
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.77 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 0.51 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -7.4 | |||||
3-Year EPS without NRI Growth Rate | -14.3 | |||||
3-Year FCF Growth Rate | -32.9 | |||||
3-Year Book Growth Rate | 17.2 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 81.59 | |||||
9-Day RSI | 66.21 | |||||
14-Day RSI | 58.73 | |||||
3-1 Month Momentum % | -4 | |||||
12-1 Month Momentum % | -11.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.14 | |||||
Dividend Payout Ratio | 0.05 | |||||
Forward Dividend Yield % | 1.14 | |||||
5-Year Yield-on-Cost % | 1.14 | |||||
3-Year Average Share Buyback Ratio | -0.6 | |||||
Shareholder Yield % | 0.83 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 20.82 | |||||
FCF Margin % | 15.98 | |||||
OCF Margin % | 20.32 | |||||
ROE % | 7.91 | |||||
ROA % | 0.65 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 17.88 | |||||
PE Ratio without NRI | 17.88 | |||||
Shiller PE Ratio | 16.33 | |||||
Price-to-Owner-Earnings | 28.42 | |||||
PEG Ratio | 4.83 | |||||
PS Ratio | 5.04 | |||||
PB Ratio | 1.28 | |||||
Price-to-Tangible-Book | 1.28 | |||||
Price-to-Free-Cash-Flow | 31.53 | |||||
Price-to-Operating-Cash-Flow | 24.8 | |||||
EV-to-Revenue | 1.08 | |||||
EV-to-FCF | 6.79 | |||||
Price-to-GF-Value | 1.42 | |||||
Price-to-Projected-FCF | 1.12 | |||||
Price-to-Median-PS-Value | 1.2 | |||||
Price-to-Graham-Number | 1.01 | |||||
FCF Yield % | 4.4 | |||||
Forward Rate of Return (Yacktman) % | 9.83 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
River Valley Community Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 21.185 | ||
| EPS (TTM) ($) | 1.37 | ||
| Beta | 0.1652 | ||
| 3-Year Sharpe Ratio | 0.04 | ||
| 3-Year Sortino Ratio | 0.09 | ||
| Volatility % | 7.87 | ||
| 14-Day RSI | 58.73 | ||
| 14-Day ATR ($) | 0.194896 | ||
| 20-Day SMA ($) | 24.18353 | ||
| 12-1 Month Momentum % | -11.11 | ||
| 52-Week Range ($) | 23.31 - 27 | ||
| Shares Outstanding (Mil) | 3.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
River Valley Community Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
River Valley Community Bancorp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-20 | In 172 days | ||
| Third quarter earnings results for 2026 | 2026-10-21 | In 81 days | ||
| USD 0.070000 Cash Dividend | 2026-07-30 | 24.49 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-21 | 23.96 (+0.00%) | ||
| General meeting for 2025 | 2026-05-19 | 25.00 (+1.58%) | ||
| USD 0.070000 Cash Dividend | 2026-04-30 | 25.00 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-21 | 25.09 (+0.00%) | ||
| Annual report for 2025 | 2026-04-14 | 25.09 (+0.00%) | ||
| USD 0.070000 Cash Dividend | 2026-01-30 | 24.50 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-20 | 24.50 (+0.00%) |
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River Valley Community Bancorp Frequently Asked Questions
What is River Valley Community Bancorp(RVCB)'s stock price today?
The current price of RVCB is $24.50. The 52 week high of RVCB is $27.00 and 52 week low is $23.31.
When is next earnings date of River Valley Community Bancorp(RVCB)?
The next earnings date of River Valley Community Bancorp(RVCB) is 2026-10-21 Est..
Does River Valley Community Bancorp(RVCB) pay dividends? If so, how much?
The Dividend Yield %  of River Valley Community Bancorp(RVCB) is 1.14% (As of Today), Highest Dividend Payout Ratio of River Valley Community Bancorp(RVCB) was 0.05. The lowest was 0.05. And the median was 0.05. The  Forward Dividend Yield % of River Valley Community Bancorp(RVCB) is 1.14%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:RVCB
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on River Valley Community Bancorp
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