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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Peoples's Enterprise Value is $105.25 Mil.
Peoples's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was $7.29 Mil. Therefore, Peoples's EV-to-FCF for today is 14.43.
The historical rank and industry rank for Peoples's EV-to-FCF or its related term are showing as below:
PPLL'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 14.47
Current: 14.43
During the past 4 years, the highest EV-to-FCF of Peoples was 14.47. The lowest was 0.00. And the median was 0.00.
PPLL's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.76
vs PPLL: 14.43
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Peoples's share price for today is $58.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Peoples's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $3.874.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Peoples EV-to-FCF Related Terms
Peoples EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Peoples's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples EV-to-FCF Chart
Peoples Annual Data
Trend
Dec19
Dec20
Dec21
Dec22
EV-to-FCF
12.90
-1.41
-0.06
-1.74
Peoples Semi-Annual Data
Dec19
Dec20
Dec21
Dec22
EV-to-FCF
0.00
0.00
0.00
0.00
PPLL vs ORPB, CBKM, CIZN: EV-to-FCF Comparison
For the Banks - Regional subindustry, Peoples's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Peoples's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Peoples's EV-to-FCF falls into.
Peoples's current Enterprise Value is $105.25 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Peoples's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was $7.29 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples (PPLL) has a EV-to-FCF of 14.43 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peoples and its competitors.
Is Peoples' EV-to-FCF too high?
Peoples' current EV-to-FCF is 14.43. The Banks industry median EV-to-FCF is 6.76. Peoples' value of 14.43 is 113.5% above this industry median. Overall, Peoples has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Peoples' EV-to-FCF compare to ORPB and CBKM?
Peoples' EV-to-FCF of 14.43 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.76. Peoples' value of 14.43 is 113.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.76, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples's current EV-to-FCF of 14.43 is 113.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peoples and its competitors. For the Banks industry, the median EV-to-FCF is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples's current EV-to-FCF is 14.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples stock overvalued right now?
Peoples (PPLL) has a current EV-to-FCF of 14.43. The current EV-to-FCF is 14.43 and 113.5% above the Banks industry median of 6.76. Peoples' overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Peoples (PPLL), the current EV-to-FCF is 14.43 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Peoples Ltd provides a full range of basic financial services to individuals, small businesses, and corporate customers through offices in Bradford, Lackawanna, Sullivan, Susquehanna, and Wyoming counties of Pennsylvania. The area is a rural and suburban market with an economic base of light manufacturing, retail and agricultural businesses. The company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.
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