PPLL (Peoples) PE Ratio (TTM): 14.97 (As of Jul. 23, 2026)

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PPLL Peoples Ltd PPLL
25 GF Score
Price $58.00
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What is Peoples PE Ratio (TTM)?

Peoples PPLL +0.87% 25 PE Ratio (TTM) is 14.97 as of Jul. 23, 2026. GuruFocus rates PPLL with a GF Score™ of 25/100.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-23), Peoples's share price is $58.00. Peoples's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $3.87. Therefore, Peoples's PE Ratio (TTM) for today is 14.97.


The historical rank and industry rank for Peoples's PE Ratio (TTM) or its related term are showing as below:

PPLL' s PE Ratio (TTM) Range Over the Past 10 Years
Min: At Loss   Med: At Loss   Max: 15.01
Current: 14.97


During the past 4 years, the highest PE Ratio (TTM) of Peoples was 15.01. The lowest was 0.00. And the median was 0.00.


PPLL's PE Ratio (TTM) is not ranked
in the Banks industry.
Industry Median: 11.8 vs PPLL: 14.97

Peoples's Earnings per Share (Diluted) for the six months ended in Dec. 2022 was $3.87. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $3.87.

As of today (2026-07-23), Peoples's share price is $58.00. Peoples's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2022 was $3.86. Therefore, Peoples's PE Ratio without NRI for today is 15.01.

During the past 4 years, Peoples's highest PE Ratio without NRI was 15.06. The lowest was 0.00. And the median was 0.00.

Peoples's EPS without NRI for the six months ended in Dec. 2022 was $3.86. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2022 was $3.86.

Peoples's EPS (Basic) for the six months ended in Dec. 2022 was $3.87. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2022 was $3.87.


Peoples  (OTCPK:PPLL) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Peoples PE Ratio (TTM) Related Terms


Peoples PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Peoples's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples PE Ratio (TTM) Chart

Peoples Annual Data
Trend Dec19 Dec20 Dec21 Dec22
PE Ratio (TTM)
11.28 8.35 8.02 7.53

Peoples Semi-Annual Data
Dec19 Dec20 Dec21 Dec22
PE Ratio (TTM) At Loss At Loss At Loss At Loss

PPLL vs ORPB, CBKM, CIZN: PE Ratio (TTM) Comparison

For the Banks - Regional subindustry, Peoples's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Peoples's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Peoples's PE Ratio (TTM) falls into.


PPLL
25GF Score
Peoples Ltd PPLL
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Peoples's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=58.00/3.874
=14.97

Peoples's Share Price of today is $58.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Peoples's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $3.87.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 14.97 mean?
Peoples (PPLL) has a PE Ratio (TTM) of 14.97 as of Jul. 23, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Peoples and its competitors.
Is Peoples' PE Ratio (TTM) too high?
Peoples' current PE Ratio (TTM) is 14.97. The Banks industry median PE Ratio (TTM) is 11.80. Peoples' value of 14.97 is 26.9% above this industry median. Overall, Peoples has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Peoples' PE Ratio (TTM) compare to ORPB and CBKM?
Peoples' PE Ratio (TTM) of 14.97 can be compared against companies in the Banks industry. The industry median PE Ratio (TTM) is 11.80. Peoples' value of 14.97 is 26.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.80, based on 1,443 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples's current PE Ratio (TTM) of 14.97 is 26.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Peoples and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples's current PE Ratio (TTM) is 14.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples stock overvalued right now?
Peoples (PPLL) has a current PE Ratio (TTM) of 14.97. The current PE Ratio (TTM) is 14.97 and 26.9% above the Banks industry median of 11.80. Peoples' overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Peoples (PPLL), the current PE Ratio (TTM) is 14.97 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Peoples Business Description

Address 76 Church Street, P.O. Box 217, Wyalusing, PA, USA, 18853
Peoples Ltd provides a full range of basic financial services to individuals, small businesses, and corporate customers through offices in Bradford, Lackawanna, Sullivan, Susquehanna, and Wyoming counties of Pennsylvania. The area is a rural and suburban market with an economic base of light manufacturing, retail and agricultural businesses. The company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.
25GF Score

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PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.00
Price