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Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Peoples's Pre-Tax Income for the
six
months ended in Dec. 2022 was $8.48 Mil. Peoples's Revenue for the
six
months ended in Dec. 2022 was $18.64 Mil. Therefore, Peoples's pretax margin for the quarter that ended in Dec. 2022 was 45.51%.
The historical rank and industry rank for Peoples's Pretax Margin % or its related term are showing as below:
PPLL's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.975 * Ranked among companies with meaningful Pretax Margin % only.
Peoples (OTCPK:PPLL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Peoples Pretax Margin % Related Terms
Peoples Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Peoples's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Pretax Margin % Chart
Peoples Annual Data
Trend
Dec19
Dec20
Dec21
Dec22
Pretax Margin %
37.09
36.46
45.69
45.51
Peoples Semi-Annual Data
Dec19
Dec20
Dec21
Dec22
Pretax Margin %
37.09
36.46
45.69
45.51
PPLL vs ORPB, CBKM, CIZN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Peoples's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Peoples's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples (PPLL) has a Pretax Margin % of 45.51% as of Dec. 2022. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Peoples and its competitors.
Is Peoples' Pretax Margin % too high?
Peoples' current Pretax Margin % is 45.51%. The Banks industry median Pretax Margin % is 34.98. Peoples' value of 45.51% is 30.1% above this industry median. Overall, Peoples has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Peoples' Pretax Margin % compare to ORPB and CBKM?
Peoples' Pretax Margin % of 45.51% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.98. Peoples' value of 45.51% is 30.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.98, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples's current Pretax Margin % of 45.51% is 30.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Peoples and its competitors. For the Banks industry, the median Pretax Margin % is 34.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples's current Pretax Margin % is 45.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples stock overvalued right now?
Peoples (PPLL) has a current Pretax Margin % of 45.51%. The current Pretax Margin % is 45.51% and 30.1% above the Banks industry median of 34.98. Peoples' overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Peoples (PPLL), the current Pretax Margin % is 45.51% as of Dec. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Peoples Ltd provides a full range of basic financial services to individuals, small businesses, and corporate customers through offices in Bradford, Lackawanna, Sullivan, Susquehanna, and Wyoming counties of Pennsylvania. The area is a rural and suburban market with an economic base of light manufacturing, retail and agricultural businesses. The company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.
25GF Score
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