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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Postalvings Bank Of China Co's Enterprise Value is $-190,732 Mil.
Postalvings Bank Of China Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $55,712 Mil. Therefore, Postalvings Bank Of China Co's EV-to-FCF for today is -3.42.
The historical rank and industry rank for Postalvings Bank Of China Co's EV-to-FCF or its related term are showing as below:
PSTVY'
s EV-to-FCF Range Over the Past 10 Years
Min: -14.34 Med: -3.72 Max: 20.98
Current: -3.42
During the past 11 years, the highest EV-to-FCF of Postalvings Bank Of China Co was 20.98. The lowest was -14.34. And the median was -3.72.
PSTVY's EV-to-FCF is ranked better than 94.66% of 1198
companies
in the Banks industry
Industry Median: 6.68
vs PSTVY: -3.42
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Postalvings Bank Of China Co (OTCPK:PSTVY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Postalvings Bank Of China Co's PE Ratio (TTM) for today is calculated as:
Postalvings Bank Of China Co's share price for today is $12.45.
Postalvings Bank Of China Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.036.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Postalvings Bank Of China Co EV-to-FCF Related Terms
Postalvings Bank Of China Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's EV-to-FCF falls into.
Postalvings Bank Of China Co's current Enterprise Value is $-190,732 Mil.
Postalvings Bank Of China Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $55,712 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (PSTVY) has a EV-to-FCF of -3.42 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Postalvings Bank Of China Co and its competitors. According to the industry distribution chart, Postalvings Bank Of China Co ranks #64 out of 1198 companies in the Banks industry, placing it in the top 5.3%.
Is Postalvings Bank Of China Co's EV-to-FCF too high?
Postalvings Bank Of China Co's current EV-to-FCF is -3.42. Based on the distribution chart, Postalvings Bank Of China Co ranks #64 out of 1198 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #64 out of 1198 companies for EV-to-FCF. This places Postalvings Bank Of China Co in the top 5% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current EV-to-FCF is -3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (PSTVY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $12.45 — trading 2% below its estimated fair value. The current EV-to-FCF is -3.42. Postalvings Bank Of China Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSTVY), the current EV-to-FCF is -3.42 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (PSTVY) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued.
The current stock price of $12.45 is trading 2% below its estimated GF Value™ of $12.70.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for PSTVY:
EV-to-FCF: -3.42
GF Value™: $12.70 vs. price of $12.45 (2% below fair value)
No single metric tells the full story. See the PSTVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
66GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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