STC:TPB's EV-to-FCF is ranked better than 79.58% of 1195
companies
in the Banks industry
Industry Median: 6.52
vs STC:TPB: 0.61
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tien Phong Commercial Joint Stock Bank (STC:TPB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tien Phong Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:
Tien Phong Commercial Joint Stock Bank's share price for today is ₫16100.00.
Tien Phong Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2652.235.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Tien Phong Commercial Joint Stock Bank EV-to-FCF Related Terms
Tien Phong Commercial Joint Stock Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tien Phong Commercial Joint Stock Bank EV-to-FCF Chart
Tien Phong Commercial Joint Stock Bank Annual Data
Tien Phong Commercial Joint Stock Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Tien Phong Commercial Joint Stock Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tien Phong Commercial Joint Stock Bank EV-to-FCF vs Banks Industry
Tien Phong Commercial Joint Stock Bank's current Enterprise Value is ₫36,962,554 Mil.
Tien Phong Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫59,979,671 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tien Phong Commercial Joint Stock Bank (STC:TPB) has a EV-to-FCF of 0.62 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. This is 54% below median its historical median of 1.35. According to the industry distribution chart, Tien Phong Commercial Joint Stock Bank ranks #244 out of 1195 companies in the Banks industry, placing it in the top 20.4%.
Is Tien Phong Commercial Joint Stock Bank's EV-to-FCF too high?
Tien Phong Commercial Joint Stock Bank's current EV-to-FCF of 0.62 is 54% below median its 10-year median of 1.35. The Banks industry median EV-to-FCF is 6.52. Tien Phong Commercial Joint Stock Bank's value of 0.62 is 90.5% below this industry median. Based on the distribution chart, Tien Phong Commercial Joint Stock Bank ranks #244 out of 1195 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tien Phong Commercial Joint Stock Bank has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tien Phong Commercial Joint Stock Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Tien Phong Commercial Joint Stock Bank ranks #244 out of 1195 companies for EV-to-FCF. This places Tien Phong Commercial Joint Stock Bank in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. Tien Phong Commercial Joint Stock Bank's value of 0.62 is 90.5% below this benchmark. While the company's 10-year median is 1.35 vs. the industry median of 6.52, Tien Phong Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tien Phong Commercial Joint Stock Bank's current EV-to-FCF of 0.62 is 90.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tien Phong Commercial Joint Stock Bank's current EV-to-FCF is 0.62, which is 54% below median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tien Phong Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank (STC:TPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫16,535.62, compared to a current price of ₫16,100.00 — trading 2.6% below its estimated fair value. The current EV-to-FCF is 0.62, which is 54% below median its 10-year median of 1.35 and 90.5% below the Banks industry median of 6.52. Tien Phong Commercial Joint Stock Bank's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Tien Phong Commercial Joint Stock Bank (STC:TPB), the current EV-to-FCF is 0.62 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tien Phong Commercial Joint Stock Bank (STC:TPB) Overvalued in 2026?
Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫16,100.00 is trading 2.6% below its estimated GF Value™ of ₫16,535.62.
GuruFocus considers Tien Phong Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:TPB:
EV-to-FCF: 0.62 (54% below median its 10-year median of 1.35)
GF Value™: ₫16,535.62 vs. price of ₫16,100.00 (2.6% below fair value)
Industry Position: 90.5% below the Banks median (#244 of 1195)
No single metric tells the full story. See the STC:TPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tien Phong Commercial Joint Stock Bank Business Description
Tien Phong Commercial Joint Stock Bank provides a range of banking services, including mobilizing and receiving short-term, medium-term, and long-term deposits from organizations and individuals, and extending loans and advances based on the Bank's capital capacity. Its activities also include foreign exchange transactions, bond investments, international trade finance services, discounting of bonds and other valuable papers, gold trading, and other banking services as approved by the State Bank of Vietnam.
75GF Score
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