Tien Phong Commercial Joint Stock Bank (STC:TPB) Profitability Rank: 5 (As of Mar. 2026) — 67% Above Median

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STC:TPB Tien Phong Commercial Joint Stock Bank STC:TPB
71 GF Score
Price ₫15,200.00
GF Value ₫16,565.91
Valuation Fairly Valued
! 4 Warning Signs
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What is Tien Phong Commercial Joint Stock Bank Profitability Rank?

Tien Phong Commercial Joint Stock Bank STC:TPB 71 Profitability Rank is 5 as of Mar. 2026, which is 67% above its 10-year median of 3.00. GuruFocus rates STC:TPB with a GF Score™ of 71/100 and a GF Value™ of ₫16,565.91 (Fairly Valued). The stock has 4 warning signs investors should review.

Tien Phong Commercial Joint Stock Bank has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Tien Phong Commercial Joint Stock Bank's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Tien Phong Commercial Joint Stock Bank's Piotroski F-Score is 5.


Tien Phong Commercial Joint Stock Bank Profitability Rank Related Terms


Tien Phong Commercial Joint Stock Bank Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Tien Phong Commercial Joint Stock Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tien Phong Commercial Joint Stock Bank Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Tien Phong Commercial Joint Stock Bank's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Tien Phong Commercial Joint Stock Bank's Profitability Rank falls into.


STC:TPB
71GF Score
Tien Phong Commercial Joint Stock Bank STC:TPB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Tien Phong Commercial Joint Stock Bank Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Tien Phong Commercial Joint Stock Bank has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Tien Phong Commercial Joint Stock Bank's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 4666506
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Tien Phong Commercial Joint Stock Bank has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Tien Phong Commercial Joint Stock Bank (STC:TPB) has a Profitability Rank of 5 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. This is 67% above median its historical median of 3.00. Over the past decade, Tien Phong Commercial Joint Stock Bank's Profitability Rank has ranged from 1.00 to 7.00.
Is Tien Phong Commercial Joint Stock Bank's Profitability Rank too high?
Tien Phong Commercial Joint Stock Bank's current Profitability Rank of 5 is 67% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Tien Phong Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tien Phong Commercial Joint Stock Bank's Profitability Rank compare to competitors?
Tien Phong Commercial Joint Stock Bank's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Tien Phong Commercial Joint Stock Bank's own Profitability Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. Tien Phong Commercial Joint Stock Bank's current Profitability Rank is 5, which is 67% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tien Phong Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank (STC:TPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫16,565.91, compared to a current price of ₫15,200.00 — trading 8.2% below its estimated fair value. The current Profitability Rank is 5, which is 67% above median its 10-year median of 3.00. Tien Phong Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Tien Phong Commercial Joint Stock Bank (STC:TPB), the current Profitability Rank is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tien Phong Commercial Joint Stock Bank (STC:TPB) Overvalued in 2026?

Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫15,200.00 is trading 8.2% below its estimated GF Value™ of ₫16,565.91. GuruFocus considers Tien Phong Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:TPB:

  • Profitability Rank: 5 (67% above median its 10-year median of 3.00)
  • GF Value™: ₫16,565.91 vs. price of ₫15,200.00 (8.2% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the STC:TPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tien Phong Commercial Joint Stock Bank Business Description

Address No. 57 Ly Thuong Kiet Street, Cua Nam Ward, TP Bank building, Hoan Kiem District, Hanoi, VNM
Tien Phong Commercial Joint Stock Bank provides a range of banking services, including mobilizing and receiving short-term, medium-term, and long-term deposits from organizations and individuals, and extending loans and advances based on the Bank's capital capacity. Its activities also include foreign exchange transactions, bond investments, international trade finance services, discounting of bonds and other valuable papers, gold trading, and other banking services as approved by the State Bank of Vietnam.
71GF Score

Get the complete analysis for STC:TPB

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,200.00
Price
₫16,565.91
GF Value