Tien Phong Commercial Joint Stock Bank (STC:TPB) PS Ratio: 2.28 (As of Jun. 29, 2026) — Near Median


STC:TPB Tien Phong Commercial Joint Stock Bank STC:TPB
76 GF Score
Price ₫16,100.00
GF Value ₫16,535.62
Valuation Fairly Valued
! 4 Warning Signs
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What is Tien Phong Commercial Joint Stock Bank PS Ratio?

Tien Phong Commercial Joint Stock Bank STC:TPB +0.63% 76 PS Ratio is 2.28 as of Jun. 29, 2026, which is 2% below its 10-year median of 2.32. GuruFocus rates STC:TPB with a GF Score™ of 76/100 and a GF Value™ of ₫16,535.62 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Tien Phong Commercial Joint Stock Bank ranks better than 67.74% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Tien Phong Commercial Joint Stock Bank's share price is ₫16100.00. Tien Phong Commercial Joint Stock Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₫7,061.23. Hence, Tien Phong Commercial Joint Stock Bank's PS Ratio for today is 2.28.

Warning Sign:

Tien Phong Commercial Joint Stock Bank stock PS Ratio (=2.28) is close to 2-year high of 2.46.

The historical rank and industry rank for Tien Phong Commercial Joint Stock Bank's PS Ratio or its related term are showing as below:

STC:TPB' s PS Ratio Range Over the Past 10 Years
Min: 1   Med: 2.32   Max: 4.11
Current: 2.28

During the past 8 years, Tien Phong Commercial Joint Stock Bank's highest PS Ratio was 4.11. The lowest was 1.00. And the median was 2.32.

STC:TPB's PS Ratio is ranked better than
67.74% of 1519 companies
in the Banks industry
Industry Median: 2.97 vs STC:TPB: 2.28

Tien Phong Commercial Joint Stock Bank's Revenue per Sharefor the three months ended in Mar. 2026 was ₫1,682.20. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₫7,061.23.

Warning Sign:

Tien Phong Commercial Joint Stock Bank revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Tien Phong Commercial Joint Stock Bank was -42.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was 8.70% per year.

During the past 8 years, Tien Phong Commercial Joint Stock Bank's highest 3-Year average Revenue per Share Growth Rate was 19.00% per year. The lowest was 6.00% per year. And the median was 11.30% per year.

Back to Basics: PS Ratio


Tien Phong Commercial Joint Stock Bank  (STC:TPB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Tien Phong Commercial Joint Stock Bank PS Ratio Related Terms


Tien Phong Commercial Joint Stock Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Tien Phong Commercial Joint Stock Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tien Phong Commercial Joint Stock Bank PS Ratio Chart

Tien Phong Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 4.53 2.13 2.33 2.47 2.55

Tien Phong Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.12 1.04 1.48 2.55 2.31

Tien Phong Commercial Joint Stock Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Tien Phong Commercial Joint Stock Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tien Phong Commercial Joint Stock Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Tien Phong Commercial Joint Stock Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Tien Phong Commercial Joint Stock Bank's PS Ratio falls into.


STC:TPB
76GF Score
Tien Phong Commercial Joint Stock Bank STC:TPB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tien Phong Commercial Joint Stock Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Tien Phong Commercial Joint Stock Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=16100.00/7061.228
=2.28

Tien Phong Commercial Joint Stock Bank's Share Price of today is ₫16100.00.
Tien Phong Commercial Joint Stock Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫7,061.23.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.28 mean?
Tien Phong Commercial Joint Stock Bank (STC:TPB) has a PS Ratio of 2.28 as of Jun. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. This is near median its historical median of 2.32. Over the past decade, Tien Phong Commercial Joint Stock Bank's PS Ratio has ranged from 1.00 to 4.11. According to the industry distribution chart, Tien Phong Commercial Joint Stock Bank ranks #490 out of 1519 companies in the Banks industry, placing it in the top 32.3%.
Is Tien Phong Commercial Joint Stock Bank's PS Ratio too high?
Tien Phong Commercial Joint Stock Bank's current PS Ratio of 2.28 is near median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.11. The Banks industry median PS Ratio is 2.97. Tien Phong Commercial Joint Stock Bank's value of 2.28 is 23.2% below this industry median. Based on the distribution chart, Tien Phong Commercial Joint Stock Bank ranks #490 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Tien Phong Commercial Joint Stock Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tien Phong Commercial Joint Stock Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Tien Phong Commercial Joint Stock Bank ranks #490 out of 1519 companies for PS Ratio. This puts Tien Phong Commercial Joint Stock Bank in the upper half of its industry. The industry median PS Ratio is 2.97. Tien Phong Commercial Joint Stock Bank's value of 2.28 is 23.2% below this benchmark. Historically, Tien Phong Commercial Joint Stock Bank's own PS Ratio has ranged from 1.00 to 4.11 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 2.97, Tien Phong Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tien Phong Commercial Joint Stock Bank's current PS Ratio of 2.28 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tien Phong Commercial Joint Stock Bank's current PS Ratio is 2.28, which is near median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tien Phong Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank (STC:TPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫16,535.62, compared to a current price of ₫16,100.00 — trading 2.6% below its estimated fair value. The current PS Ratio is 2.28, which is near median its 10-year median of 2.32 and 23.2% below the Banks industry median of 2.97. Tien Phong Commercial Joint Stock Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Tien Phong Commercial Joint Stock Bank (STC:TPB), the current PS Ratio is 2.28 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tien Phong Commercial Joint Stock Bank (STC:TPB) Overvalued in 2026?

Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,100.00 is trading 2.6% below its estimated GF Value™ of ₫16,535.62. GuruFocus considers Tien Phong Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:TPB:

  • PS Ratio: 2.28 (near median its 10-year median of 2.32)
  • GF Value™: ₫16,535.62 vs. price of ₫16,100.00 (2.6% below fair value)
  • GF Score™: 76/100 with 4 warning signs
  • Industry Position: 23.2% below the Banks median (#490 of 1519)

No single metric tells the full story. See the STC:TPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tien Phong Commercial Joint Stock Bank Business Description

Address No. 57 Ly Thuong Kiet Street, Cua Nam Ward, TP Bank building, Hoan Kiem District, Hanoi, VNM
Tien Phong Commercial Joint Stock Bank provides a range of banking services, including mobilizing and receiving short-term, medium-term, and long-term deposits from organizations and individuals, and extending loans and advances based on the Bank's capital capacity. Its activities also include foreign exchange transactions, bond investments, international trade finance services, discounting of bonds and other valuable papers, gold trading, and other banking services as approved by the State Bank of Vietnam.
76GF Score

Get the complete analysis for STC:TPB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,100.00
Price
₫16,535.62
GF Value