Tien Phong Commercial Joint Stock Bank (STC:TPB) ROE % Adjusted to Book Value: 15.08% (As of Mar. 2026)


STC:TPB Tien Phong Commercial Joint Stock Bank STC:TPB
76 GF Score
Price ₫16,000.00
GF Value ₫16,535.62
Valuation Fairly Valued
! 4 Warning Signs
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What is Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value?

Tien Phong Commercial Joint Stock Bank STC:TPB 76 ROE % Adjusted to Book Value is 15.08% as of Mar. 2026. GuruFocus rates STC:TPB with a GF Score™ of 76/100 and a GF Value™ of ₫16,535.62 (Fairly Valued). The stock has 4 warning signs investors should review.

Tien Phong Commercial Joint Stock Bank's ROE % for the quarter that ended in Mar. 2026 was 15.38%. Tien Phong Commercial Joint Stock Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.02. Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.08%.


Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value Related Terms


Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value Chart

Tien Phong Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 9.58 20.87 11.74 14.75 16.54

Tien Phong Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.23 18.03 12.44 22.07 15.08

Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value falls into.


STC:TPB
76GF Score
Tien Phong Commercial Joint Stock Bank STC:TPB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Tien Phong Commercial Joint Stock Bank ROE % Adjusted to Book Value Calculation

Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.53% / 1.12
=16.54%

Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.38% / 1.02
=15.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.08% mean?
Tien Phong Commercial Joint Stock Bank (STC:TPB) has a ROE % Adjusted to Book Value of 15.08% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors.
Is Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value too high?
Tien Phong Commercial Joint Stock Bank's current ROE % Adjusted to Book Value is 15.08%. Overall, Tien Phong Commercial Joint Stock Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value compare to competitors?
Tien Phong Commercial Joint Stock Bank's ROE % Adjusted to Book Value of 15.08% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tien Phong Commercial Joint Stock Bank and its competitors. Tien Phong Commercial Joint Stock Bank's current ROE % Adjusted to Book Value is 15.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tien Phong Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank (STC:TPB) is currently considered Fairly Valued. The stock's GF Value™ is ₫16,535.62, compared to a current price of ₫16,000.00 — trading 3.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 15.08%. Tien Phong Commercial Joint Stock Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Tien Phong Commercial Joint Stock Bank (STC:TPB), the current ROE % Adjusted to Book Value is 15.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tien Phong Commercial Joint Stock Bank (STC:TPB) Overvalued in 2026?

Based on GuruFocus' analysis, Tien Phong Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,000.00 is trading 3.2% below its estimated GF Value™ of ₫16,535.62. GuruFocus considers Tien Phong Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:TPB:

  • ROE % Adjusted to Book Value: 15.08%
  • GF Value™: ₫16,535.62 vs. price of ₫16,000.00 (3.2% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the STC:TPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tien Phong Commercial Joint Stock Bank Business Description

Address No. 57 Ly Thuong Kiet Street, Cua Nam Ward, TP Bank building, Hoan Kiem District, Hanoi, VNM
Tien Phong Commercial Joint Stock Bank provides a range of banking services, including mobilizing and receiving short-term, medium-term, and long-term deposits from organizations and individuals, and extending loans and advances based on the Bank's capital capacity. Its activities also include foreign exchange transactions, bond investments, international trade finance services, discounting of bonds and other valuable papers, gold trading, and other banking services as approved by the State Bank of Vietnam.
76GF Score

Get the complete analysis for STC:TPB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,000.00
Price
₫16,535.62
GF Value