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Yixin GroupSTU:1YX 54 EV-to-FCF is -14.63 as of Sep. 21, 2026. GuruFocus rates STU:1YX with a GF Score™ of 54/100 and a GF Value™ of €0.17 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 270 Credit Services companies, Yixin Group ranks worse than 370370% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Yixin Group's Enterprise Value is €4,438 Mil.
Yixin Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-303 Mil. Therefore, Yixin Group's EV-to-FCF for today is -14.63.
The historical rank and industry rank for Yixin Group's EV-to-FCF or its related term are showing as below:
STU:1YX'
s EV-to-FCF Range Over the Past 10 Years
Min: -53.06 Med: -2.74 Max: 9.68
Current: -19.15
During the past 12 years, the highest EV-to-FCF of Yixin Group was 9.68. The lowest was -53.06. And the median was -2.74.
STU:1YX's EV-to-FCF is ranked worse than 100% of 270
companies
in the Credit Services industry
Industry Median: 13.64
vs STU:1YX: -19.15
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Yixin Group's PE Ratio (TTM) for today is calculated as:
Yixin Group's share price for today is €0.115.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.024.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Yixin Group EV-to-FCF Related Terms
Yixin Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Yixin Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Yixin Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Yixin Group's EV-to-FCF falls into.
Yixin Group's current Enterprise Value is €4,438 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-303 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yixin Group (STU:1YX) has a EV-to-FCF of -14.63 as of Sep. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Yixin Group and its competitors. According to the industry distribution chart, Yixin Group ranks #999999 out of 270 companies in the Credit Services industry.
Is Yixin Group's EV-to-FCF too high?
Yixin Group's current EV-to-FCF is -14.63. Based on the distribution chart, Yixin Group ranks #999999 out of 270 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Yixin Group has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #999999 out of 270 companies for EV-to-FCF. This places Yixin Group in the lower half of its industry. The industry median EV-to-FCF is 13.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.64, based on 270 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current EV-to-FCF is -14.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (STU:1YX) is currently considered Possible Value Trap. The stock's GF Value™ is €0.17, compared to a current price of €0.12 — trading 32.4% below its estimated fair value. The current EV-to-FCF is -14.63. Yixin Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Yixin Group (STU:1YX), the current EV-to-FCF is -14.63 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (STU:1YX) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of €0.12 is trading 32.4% below its estimated GF Value™ of €0.17.
GuruFocus considers Yixin Group to be Possible Value Trap.
Key valuation signals for STU:1YX:
EV-to-FCF: -14.63
GF Value™: €0.17 vs. price of €0.12 (32.4% below fair value)
No single metric tells the full story. See the STU:1YX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
54GF Score
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