Stock Yards BancorpSYBT -0.22%69 EV-to-FCF is 17.49 as of Jul. 02, 2026, which is 8% above its 10-year median of 16.13. GuruFocus rates SYBT with a GF Score™ of 69/100 and a GF Value™ of $73.40 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,193 Banks companies, Stock Yards Bancorp ranks worse than 79.63% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Stock Yards Bancorp's Enterprise Value is $2,547.8 Mil.
Stock Yards Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $145.7 Mil. Therefore, Stock Yards Bancorp's EV-to-FCF for today is 17.49.
The historical rank and industry rank for Stock Yards Bancorp's EV-to-FCF or its related term are showing as below:
SYBT'
s EV-to-FCF Range Over the Past 10 Years
Min: 11.22 Med: 16.13 Max: 33.94
Current: 17.49
During the past 13 years, the highest EV-to-FCF of Stock Yards Bancorp was 33.94. The lowest was 11.22. And the median was 16.13.
SYBT's EV-to-FCF is ranked worse than 79.63% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs SYBT: 17.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Stock Yards Bancorp's PE Ratio (TTM) for today is calculated as:
Stock Yards Bancorp's share price for today is $78.15.
Stock Yards Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.860.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Stock Yards Bancorp EV-to-FCF Related Terms
Stock Yards Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Stock Yards Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Stock Yards Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stock Yards Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Stock Yards Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Stock Yards Bancorp's EV-to-FCF falls into.
Stock Yards Bancorp's current Enterprise Value is $2,547.8 Mil.
Stock Yards Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $145.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stock Yards Bancorp (SYBT) has a EV-to-FCF of 17.49 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Stock Yards Bancorp and its competitors. This is near median its historical median of 16.13. Over the past decade, Stock Yards Bancorp's EV-to-FCF has ranged from 11.22 to 33.94. According to the industry distribution chart, Stock Yards Bancorp ranks #950 out of 1193 companies in the Banks industry, placing it in the top 79.6%.
Is Stock Yards Bancorp's EV-to-FCF too high?
Stock Yards Bancorp's current EV-to-FCF of 17.49 is near median its 10-year median of 16.13. Over the past 10 years, this metric has ranged from a low of 11.22 to a high of 33.94. The Banks industry median EV-to-FCF is 6.65. Stock Yards Bancorp's value of 17.49 is 163% above this industry median. Based on the distribution chart, Stock Yards Bancorp ranks #950 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Stock Yards Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stock Yards Bancorp's EV-to-FCF compare to NWBI and MBIN?
According to the Banks industry distribution chart, Stock Yards Bancorp ranks #950 out of 1193 companies for EV-to-FCF. This places Stock Yards Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.65. Stock Yards Bancorp's value of 17.49 is 163% above this benchmark. Historically, Stock Yards Bancorp's own EV-to-FCF has ranged from 11.22 to 33.94 over the past decade. While the company's 10-year median is 16.13 vs. the industry median of 6.65, Stock Yards Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stock Yards Bancorp's current EV-to-FCF of 17.49 is 163% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Stock Yards Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stock Yards Bancorp's current EV-to-FCF is 17.49, which is near median its own 10-year median of 16.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stock Yards Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stock Yards Bancorp (SYBT) is currently considered Fairly Valued. The stock's GF Value™ is $73.40, compared to a current price of $78.15 — trading 6.5% above its estimated fair value. The current EV-to-FCF is 17.49, which is near median its 10-year median of 16.13 and 163% above the Banks industry median of 6.65. Stock Yards Bancorp's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Stock Yards Bancorp (SYBT), the current EV-to-FCF is 17.49 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stock Yards Bancorp (SYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Stock Yards Bancorp stock appears to be overvalued.
The current stock price of $78.15 is trading 6.5% above its estimated GF Value™ of $73.40.
GuruFocus considers Stock Yards Bancorp to be Fairly Valued.
Key valuation signals for SYBT:
EV-to-FCF: 17.49 (near median its 10-year median of 16.13)
GF Value™: $73.40 vs. price of $78.15 (6.5% above fair value)
Industry Position: 163% above the Banks median (#950 of 1193)
No single metric tells the full story. See the SYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stock Yards Bancorp Inc operates as a bank holding company providing commercial banking and wealth management services. Its Commercial Banking segment offers loan and deposit products to consumers and businesses, including retail and mortgage lending, deposit services, online and mobile banking, private banking, commercial and real estate lending, treasury and merchant services, international and correspondent banking, credit cards, and brokerage services through a third-party broker-dealer. Its Wealth Management and Trust (WM&T) segment provides investment management, financial and retirement planning, trust and estate services, and retirement plan management, with WM&T revenue distinguishing the company from similarly sized community banks.
69GF Score
Get the complete analysis for SYBT
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SYBT has been successfully added to your 
