Toho Bank (TSE:8346) EV-to-FCF: (As of Jul. 12, 2026)


TSE:8346 Toho Bank Ltd TSE:8346
47 GF Score
Price 円820.00
GF Value 円419.30
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Toho Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Toho Bank's Enterprise Value is 円-498,275 Mil. Toho Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Toho Bank's EV-to-FCF for today is .

The historical rank and industry rank for Toho Bank's EV-to-FCF or its related term are showing as below:

TSE:8346' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 5.3
Current: 5.3

During the past 13 years, the highest EV-to-FCF of Toho Bank was 5.30. The lowest was 0.00. And the median was 0.00.

TSE:8346's EV-to-FCF is ranked better than
55.21% of 1199 companies
in the Banks industry
Industry Median: 6.56 vs TSE:8346: 5.30

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-12), Toho Bank's stock price is 円820.00. Toho Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円49.440. Therefore, Toho Bank's PE Ratio (TTM) for today is 16.59.


Toho Bank  (TSE:8346) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Toho Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=820.00/49.440
=16.59

Toho Bank's share price for today is 円820.00.
Toho Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円49.440.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Toho Bank EV-to-FCF Related Terms


Toho Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Toho Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toho Bank EV-to-FCF Chart

Toho Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.14 2.28 -13.77 4.36 5.76

Toho Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.36 0.00 0.00 0.00 5.76

Toho Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Toho Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toho Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Toho Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Toho Bank's EV-to-FCF falls into.


TSE:8346
47GF Score
Toho Bank Ltd TSE:8346
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Toho Bank EV-to-FCF Calculation

Toho Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-498275.345/0
=

Toho Bank's current Enterprise Value is 円-498,275 Mil.
Toho Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Toho Bank (TSE:8346) Overvalued in 2026?

Based on GuruFocus' analysis, Toho Bank stock appears to be overvalued. The current stock price of 円820.00 is trading 95.6% above its estimated GF Value™ of 円419.30. GuruFocus considers Toho Bank to be Significantly Overvalued.

Key valuation signals for TSE:8346:

  • EV-to-FCF:
  • GF Value™: 円419.30 vs. price of 円820.00 (95.6% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8346 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toho Bank Business Description

Address 3-25, Ohmachi, Fukushima, JPN, 960-8633
Toho Bank Ltd is a Japanese regional commercial bank group operating in the Fukushima prefecture of the island nation. The group consists of a bank and seven subsidiaries, which provide banking, leasing, credit card, and credit guaranteeing services. The banking business consists of money transfer, lending, foreign exchange services, and associate businesses. Most of the group's earnings assets are in loans and bill discounted, followed by securities. Net interest income and fees and commissions income generate most of the group's income.
47GF Score

Get the complete analysis for TSE:8346

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円820.00
Price
円419.30
GF Value