Bank of The RyukyusLtd (TSE:8399) EV-to-FCF: (As of Jul. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8399 Bank of The RyukyusLtd TSE:8399
49 GF Score
Price 円2,739.00
GF Value 円1,444.89
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Bank of The RyukyusLtd EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank of The RyukyusLtd's Enterprise Value is 円-33,480 Mil. Bank of The RyukyusLtd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Bank of The RyukyusLtd's EV-to-FCF for today is .

The historical rank and industry rank for Bank of The RyukyusLtd's EV-to-FCF or its related term are showing as below:

TSE:8399' s EV-to-FCF Range Over the Past 10 Years
Min: -2.5   Med: 0   Max: 0
Current: -2.5

TSE:8399's EV-to-FCF is ranked better than
93.58% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs TSE:8399: -2.50

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Bank of The RyukyusLtd's stock price is 円2739.00. Bank of The RyukyusLtd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円221.360. Therefore, Bank of The RyukyusLtd's PE Ratio (TTM) for today is 12.37.


Bank of The RyukyusLtd  (TSE:8399) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bank of The RyukyusLtd's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2739.00/221.360
=12.37

Bank of The RyukyusLtd's share price for today is 円2739.00.
Bank of The RyukyusLtd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円221.360.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bank of The RyukyusLtd EV-to-FCF Related Terms


Bank of The RyukyusLtd EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bank of The RyukyusLtd's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of The RyukyusLtd EV-to-FCF Chart

Bank of The RyukyusLtd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.55 8.05 5.32 0.64 -4.19

Bank of The RyukyusLtd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.00 0.00 0.00 -4.19

Bank of The RyukyusLtd EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Bank of The RyukyusLtd's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of The RyukyusLtd EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of The RyukyusLtd's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of The RyukyusLtd's EV-to-FCF falls into.


TSE:8399
49GF Score
Bank of The RyukyusLtd TSE:8399
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of The RyukyusLtd EV-to-FCF Calculation

Bank of The RyukyusLtd's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-33479.761/0
=

Bank of The RyukyusLtd's current Enterprise Value is 円-33,480 Mil.
Bank of The RyukyusLtd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Bank of The RyukyusLtd (TSE:8399) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of The RyukyusLtd stock appears to be overvalued. The current stock price of 円2,739.00 is trading 89.6% above its estimated GF Value™ of 円1,444.89. GuruFocus considers Bank of The RyukyusLtd to be Significantly Overvalued.

Key valuation signals for TSE:8399:

  • EV-to-FCF:
  • GF Value™: 円1,444.89 vs. price of 円2,739.00 (89.6% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the TSE:8399 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of The RyukyusLtd Business Description

Address 2-1 Higashimachi, Okinawa, Naha Port Building, Naha, JPN, 900-0034
Bank of The RyukyusLtd is a banking and financial services group operating primarily in the Okinawa Prefecture. It was founded during the post-World War II era by ordinance of the U.S. military government for purposes of restoring financial order and stabilizing the currency given the region's importance. At present, it continues its regional strategic-orientation and provides a host of financial services to consumers and small to medium-size businesses in tourism-dependent Okinawa. These include general leasing, housing loans, debt guaranty, insurance, cash inspection and dispensing, credit cards and financing, clerical services, and surveys and research.
49GF Score

Get the complete analysis for TSE:8399

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,739.00
Price
円1,444.89
GF Value