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Bank of The RyukyusLtdTSE:8399 -0.58%49 Dividend Yield % is 3.21% as of Jul. 14, 2026, which is at its 10-year median of 3.21. GuruFocus rates TSE:8399 with a GF Score™ of 49/100 and a GF Value™ of 円1,444.89 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,257 Banks companies, Bank of The RyukyusLtd ranks better than 52.82% on this metric.
As of today (2026-07-14), the Trailing Annual Dividend Yield of Bank of The RyukyusLtd is 3.21%.
The historical rank and industry rank for Bank of The RyukyusLtd's Dividend Yield % or its related term are showing as below:
TSE:8399'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.86 Med: 3.21 Max: 4.59
Current: 3.21
During the past 13 years, the highest Dividend Yield of Bank of The RyukyusLtd was 4.59%. The lowest was 1.86%. And the median was 3.21%.
TSE:8399's Dividend Yield % is ranked better than 52.82% of 1257
companies
in the Banks industry
Industry Median: 3.02
vs TSE:8399: 3.21
During the past 12 months, Bank of The RyukyusLtd's average Dividends Per Share Growth Rate was 131.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 36.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 20.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of The RyukyusLtd was 55.40% per year. The lowest was -41.50% per year. And the median was 1.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bank of The RyukyusLtd (TSE:8399) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Bank of The RyukyusLtd Dividend Yield % Related Terms
Bank of The RyukyusLtd Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Bank of The RyukyusLtd's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of The RyukyusLtd Dividend Yield % Competitor Comparison
For the Banks - Regional subindustry, Bank of The RyukyusLtd's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of The RyukyusLtd Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of The RyukyusLtd's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Bank of The RyukyusLtd's Dividend Yield % falls into.
Bank of The RyukyusLtd Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Bank of The RyukyusLtd Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
JPY 61.000000
2026-03-30
2026-03-31
2026-06-25
Cash Dividend
semi-annually
JPY:JPY 1.000000
JPY 27.000000
2025-09-29
2025-09-30
2025-12-05
Cash Dividend
semi-annually
JPY:JPY 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of The RyukyusLtd (TSE:8399) has a Dividend Yield % of 3.21% as of Jul. 14, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank of The RyukyusLtd and its competitors. This is near median its historical median of 3.21. Over the past decade, Bank of The RyukyusLtd's Dividend Yield % has ranged from 1.86 to 4.59. According to the industry distribution chart, Bank of The RyukyusLtd ranks #593 out of 1257 companies in the Banks industry, placing it in the top 47.2%.
Is Bank of The RyukyusLtd's Dividend Yield % too high?
Bank of The RyukyusLtd's current Dividend Yield % of 3.21% is near median its 10-year median of 3.21. Over the past 10 years, this metric has ranged from a low of 1.86 to a high of 4.59. The Banks industry median Dividend Yield % is 3.02. Bank of The RyukyusLtd's value of 3.21% is 6.3% above this industry median. Based on the distribution chart, Bank of The RyukyusLtd ranks #593 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of The RyukyusLtd has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of The RyukyusLtd's Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of The RyukyusLtd ranks #593 out of 1257 companies for Dividend Yield %. This puts Bank of The RyukyusLtd in the upper half of its industry. The industry median Dividend Yield % is 3.02. Bank of The RyukyusLtd's value of 3.21% is 6.3% above this benchmark. Historically, Bank of The RyukyusLtd's own Dividend Yield % has ranged from 1.86 to 4.59 over the past decade. While the company's 10-year median is 3.21 vs. the industry median of 3.02, Bank of The RyukyusLtd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of The RyukyusLtd's current Dividend Yield % of 3.21% is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Bank of The RyukyusLtd and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of The RyukyusLtd's current Dividend Yield % is 3.21%, which is near median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of The RyukyusLtd stock overvalued right now?
Based on GuruFocus' analysis, Bank of The RyukyusLtd (TSE:8399) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,444.89, compared to a current price of 円2,739.00 — trading 89.6% above its estimated fair value. The current Dividend Yield % is 3.21%, which is near median its 10-year median of 3.21 and 6.3% above the Banks industry median of 3.02. Bank of The RyukyusLtd's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Bank of The RyukyusLtd (TSE:8399), the current Dividend Yield % is 3.21% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of The RyukyusLtd (TSE:8399) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of The RyukyusLtd stock appears to be overvalued.
The current stock price of 円2,739.00 is trading 89.6% above its estimated GF Value™ of 円1,444.89.
GuruFocus considers Bank of The RyukyusLtd to be Significantly Overvalued.
Key valuation signals for TSE:8399:
Dividend Yield %: 3.21% (near median its 10-year median of 3.21)
GF Value™: 円1,444.89 vs. price of 円2,739.00 (89.6% above fair value)
Industry Position: 6.3% above the Banks median (#593 of 1257)
No single metric tells the full story. See the TSE:8399 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of The RyukyusLtd is a banking and financial services group operating primarily in the Okinawa Prefecture. It was founded during the post-World War II era by ordinance of the U.S. military government for purposes of restoring financial order and stabilizing the currency given the region's importance. At present, it continues its regional strategic-orientation and provides a host of financial services to consumers and small to medium-size businesses in tourism-dependent Okinawa. These include general leasing, housing loans, debt guaranty, insurance, cash inspection and dispensing, credit cards and financing, clerical services, and surveys and research.
49GF Score
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