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Bank of The RyukyusLtdTSE:8399 +1.90%49 PS Ratio is 1.70 as of Jul. 14, 2026, which is 102% above its 10-year median of 0.84. GuruFocus rates TSE:8399 with a GF Score™ of 49/100 and a GF Value™ of 円1,444.89 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, Bank of The RyukyusLtd ranks better than 80.79% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank of The RyukyusLtd's share price is 円2791.00.
Bank of The RyukyusLtd's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円1,640.82. Hence, Bank of The RyukyusLtd's PS Ratio for today is 1.70.
Warning Sign:
Bank of The RyukyusLtd stock PS Ratio (=1.68) is close to 10-year high of 1.68.
The historical rank and industry rank for Bank of The RyukyusLtd's PS Ratio or its related term are showing as below:
TSE:8399'
s PS Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.84 Max: 1.7
Current: 1.7
During the past 13 years, Bank of The RyukyusLtd's highest PS Ratio was 1.70. The lowest was 0.58. And the median was 0.84.
TSE:8399's PS Ratio is ranked better than 80.79% of 1520
companies
in the Banks industry
Industry Median: 3.02
vs TSE:8399: 1.70
During the past 12 months, the average Revenue per Share Growth Rate of Bank of The RyukyusLtd was 11.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 10.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 0.50% per year.
During the past 13 years, Bank of The RyukyusLtd's highest 3-Year average Revenue per Share Growth Rate was 17.50% per year. The lowest was -24.30% per year. And the median was 3.00% per year.
Back to Basics: PS Ratio
Bank of The RyukyusLtd (TSE:8399) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of The RyukyusLtd PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Bank of The RyukyusLtd's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of The RyukyusLtd PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of The RyukyusLtd's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bank of The RyukyusLtd's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bank of The RyukyusLtd's Share Price of today is 円2791.00. Bank of The RyukyusLtd's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円1,640.82.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bank of The RyukyusLtd (TSE:8399) has a PS Ratio of 1.70 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of The RyukyusLtd and its competitors. This is 102% above median its historical median of 0.84. Over the past decade, Bank of The RyukyusLtd's PS Ratio has ranged from 0.58 to 1.70. According to the industry distribution chart, Bank of The RyukyusLtd ranks #292 out of 1520 companies in the Banks industry, placing it in the top 19.2%.
Is Bank of The RyukyusLtd's PS Ratio too high?
Bank of The RyukyusLtd's current PS Ratio of 1.70 is 102% above median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.70. The Banks industry median PS Ratio is 3.02. Bank of The RyukyusLtd's value of 1.70 is 43.7% below this industry median. Based on the distribution chart, Bank of The RyukyusLtd ranks #292 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of The RyukyusLtd has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of The RyukyusLtd's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of The RyukyusLtd ranks #292 out of 1520 companies for PS Ratio. This places Bank of The RyukyusLtd in the top 19% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Bank of The RyukyusLtd's value of 1.70 is 43.7% below this benchmark. Historically, Bank of The RyukyusLtd's own PS Ratio has ranged from 0.58 to 1.70 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 3.02, Bank of The RyukyusLtd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of The RyukyusLtd's current PS Ratio of 1.70 is 43.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of The RyukyusLtd and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of The RyukyusLtd's current PS Ratio is 1.70, which is 102% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of The RyukyusLtd stock overvalued right now?
Based on GuruFocus' analysis, Bank of The RyukyusLtd (TSE:8399) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,444.89, compared to a current price of 円2,791.00 — trading 93.2% above its estimated fair value. The current PS Ratio is 1.70, which is 102% above median its 10-year median of 0.84 and 43.7% below the Banks industry median of 3.02. Bank of The RyukyusLtd's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank of The RyukyusLtd (TSE:8399), the current PS Ratio is 1.70 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of The RyukyusLtd (TSE:8399) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of The RyukyusLtd stock appears to be overvalued.
The current stock price of 円2,791.00 is trading 93.2% above its estimated GF Value™ of 円1,444.89.
GuruFocus considers Bank of The RyukyusLtd to be Significantly Overvalued.
Key valuation signals for TSE:8399:
PS Ratio: 1.70 (102% above median its 10-year median of 0.84)
GF Value™: 円1,444.89 vs. price of 円2,791.00 (93.2% above fair value)
Industry Position: 43.7% below the Banks median (#292 of 1520)
No single metric tells the full story. See the TSE:8399 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of The RyukyusLtd is a banking and financial services group operating primarily in the Okinawa Prefecture. It was founded during the post-World War II era by ordinance of the U.S. military government for purposes of restoring financial order and stabilizing the currency given the region's importance. At present, it continues its regional strategic-orientation and provides a host of financial services to consumers and small to medium-size businesses in tourism-dependent Okinawa. These include general leasing, housing loans, debt guaranty, insurance, cash inspection and dispensing, credit cards and financing, clerical services, and surveys and research.
49GF Score
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