Bank of The RyukyusLtd (TSE:8399) Retained Earnings: 円84,181 Mil (As of Mar. 2026)

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TSE:8399 Bank of The RyukyusLtd TSE:8399
50 GF Score
Price 円2,954.00
GF Value 円1,453.13
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Bank of The RyukyusLtd Retained Earnings?

Bank of The RyukyusLtd TSE:8399 +0.61% 50 Retained Earnings is 円84,181 Mil as of Mar. 2026. GuruFocus rates TSE:8399 with a GF Score™ of 50/100 and a GF Value™ of 円1,453.13 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank of The RyukyusLtd's retained earnings for the quarter that ended in Mar. 2026 was 円84,181 Mil.

Bank of The RyukyusLtd's quarterly retained earnings increased from Sep. 2025 (円81,491 Mil) to Dec. 2025 (円83,231 Mil) and increased from Dec. 2025 (円83,231 Mil) to Mar. 2026 (円84,181 Mil).

Bank of The RyukyusLtd's annual retained earnings increased from Mar. 2024 (円72,797 Mil) to Mar. 2025 (円76,991 Mil) and increased from Mar. 2025 (円76,991 Mil) to Mar. 2026 (円84,181 Mil).


Bank of The RyukyusLtd  (TSE:8399) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank of The RyukyusLtd Retained Earnings Historical Data

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The historical data trend for Bank of The RyukyusLtd's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of The RyukyusLtd Retained Earnings Chart

Bank of The RyukyusLtd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64,252.00 68,634.00 72,797.00 76,991.00 84,181.00

Bank of The RyukyusLtd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76,991.00 78,777.00 81,491.00 83,231.00 84,181.00
TSE:8399
50GF Score
Bank of The RyukyusLtd TSE:8399
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of The RyukyusLtd Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of 円84,181 Mil mean?
Bank of The RyukyusLtd (TSE:8399) has a Retained Earnings of 円84,181 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of The RyukyusLtd and its competitors.
Is Bank of The RyukyusLtd's Retained Earnings too high?
Bank of The RyukyusLtd's current Retained Earnings is 円84,181 Mil. Overall, Bank of The RyukyusLtd has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of The RyukyusLtd's Retained Earnings compare to competitors?
Bank of The RyukyusLtd's Retained Earnings of 円84,181 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank of The RyukyusLtd and its competitors. Bank of The RyukyusLtd's current Retained Earnings is 円84,181 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of The RyukyusLtd stock overvalued right now?
Based on GuruFocus' analysis, Bank of The RyukyusLtd (TSE:8399) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,453.13, compared to a current price of 円2,954.00 — trading 103.3% above its estimated fair value. The current Retained Earnings is 円84,181 Mil. Bank of The RyukyusLtd's overall GF Score™ is 50/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank of The RyukyusLtd (TSE:8399), the current Retained Earnings is 円84,181 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of The RyukyusLtd (TSE:8399) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of The RyukyusLtd stock appears to be overvalued. The current stock price of 円2,954.00 is trading 103.3% above its estimated GF Value™ of 円1,453.13. GuruFocus considers Bank of The RyukyusLtd to be Significantly Overvalued.

Key valuation signals for TSE:8399:

  • Retained Earnings: 円84,181 Mil
  • GF Value™: 円1,453.13 vs. price of 円2,954.00 (103.3% above fair value)
  • GF Score™: 50/100 with 4 warning signs

No single metric tells the full story. See the TSE:8399 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of The RyukyusLtd Business Description

Address 2-1 Higashimachi, Okinawa, Naha Port Building, Naha, JPN, 900-0034
Bank of The RyukyusLtd is a banking and financial services group operating primarily in the Okinawa Prefecture. It was founded during the post-World War II era by ordinance of the U.S. military government for purposes of restoring financial order and stabilizing the currency given the region's importance. At present, it continues its regional strategic-orientation and provides a host of financial services to consumers and small to medium-size businesses in tourism-dependent Okinawa. These include general leasing, housing loans, debt guaranty, insurance, cash inspection and dispensing, credit cards and financing, clerical services, and surveys and research.
50GF Score

Get the complete analysis for TSE:8399

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,954.00
Price
円1,453.13
GF Value