Mpay (WAR:MPY) EV-to-FCF: -16.94 (As of Jul. 14, 2026)

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WAR:MPY Mpay SA WAR:MPY
41 GF Score
Price zł0.14
GF Value zł0.14
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is Mpay EV-to-FCF?

Mpay WAR:MPY -6.57% 41 EV-to-FCF is -16.94 as of Jul. 14, 2026. GuruFocus rates WAR:MPY with a GF Score™ of 41/100 and a GF Value™ of zł0.14 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,593 Software companies, Mpay ranks worse than 62774.58% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mpay's Enterprise Value is zł19.85 Mil. Mpay's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł-1.17 Mil. Therefore, Mpay's EV-to-FCF for today is -16.94.

The historical rank and industry rank for Mpay's EV-to-FCF or its related term are showing as below:

WAR:MPY' s EV-to-FCF Range Over the Past 10 Years
Min: -239.87   Med: -5.59   Max: 1899.29
Current: -17.59

During the past 13 years, the highest EV-to-FCF of Mpay was 1899.29. The lowest was -239.87. And the median was -5.59.

WAR:MPY's EV-to-FCF is ranked worse than
100% of 1593 companies
in the Software industry
Industry Median: 14.83 vs WAR:MPY: -17.59

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Mpay's stock price is zł0.135. Mpay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.009. Therefore, Mpay's PE Ratio (TTM) for today is At Loss.


Mpay  (WAR:MPY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mpay's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.135/-0.009
=At Loss

Mpay's share price for today is zł0.135.
Mpay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.009.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Mpay EV-to-FCF Related Terms


Mpay EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Mpay's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mpay EV-to-FCF Chart

Mpay Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -58.40 -39.21 -16.21 -3.49 48.63

Mpay Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.29 -3.22 0.00 48.63 -17.70

WAR:MPY vs MSFT, ORCL, PLTR: EV-to-FCF Comparison

For the Software - Infrastructure subindustry, Mpay's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mpay EV-to-FCF vs Software Industry

For the Software industry and Technology sector, Mpay's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Mpay's EV-to-FCF falls into.


WAR:MPY
41GF Score
Mpay SA WAR:MPY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mpay EV-to-FCF Calculation

Mpay's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=19.853/-1.172
=-16.94

Mpay's current Enterprise Value is zł19.85 Mil.
Mpay's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-1.17 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -16.94 mean?
Mpay (WAR:MPY) has a EV-to-FCF of -16.94 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mpay and its competitors. According to the industry distribution chart, Mpay ranks #999999 out of 1593 companies in the Software industry.
Is Mpay's EV-to-FCF too high?
Mpay's current EV-to-FCF is -16.94. Based on the distribution chart, Mpay ranks #999999 out of 1593 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Mpay has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mpay's EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Mpay ranks #999999 out of 1593 companies for EV-to-FCF. This places Mpay in the lower half of its industry. The industry median EV-to-FCF is 14.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.83, based on 1,593 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mpay and its competitors. For the Software industry, the median EV-to-FCF is 14.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mpay's current EV-to-FCF is -16.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mpay stock overvalued right now?
Based on GuruFocus' analysis, Mpay (WAR:MPY) is currently considered Fairly Valued. The stock's GF Value™ is zł0.14, compared to a current price of zł0.14 — trading 3.6% below its estimated fair value. The current EV-to-FCF is -16.94. Mpay's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mpay (WAR:MPY), the current EV-to-FCF is -16.94 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mpay (WAR:MPY) Overvalued in 2026?

Based on GuruFocus' analysis, Mpay stock appears to be undervalued. The current stock price of zł0.14 is trading 3.6% below its estimated GF Value™ of zł0.14. GuruFocus considers Mpay to be Fairly Valued.

Key valuation signals for WAR:MPY:

  • EV-to-FCF: -16.94
  • GF Value™: zł0.14 vs. price of zł0.14 (3.6% below fair value)
  • GF Score™: 41/100 with 9 warning signs

No single metric tells the full story. See the WAR:MPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mpay Business Description

Address Ulica Jasna 1 lok. 421, Warsaw, POL, 00-013
Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet.
41GF Score

Get the complete analysis for WAR:MPY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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