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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ELANA Agrocredit AD Sofia's Enterprise Value is €46.10 Mil.
ELANA Agrocredit AD Sofia's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-2.09 Mil. Therefore, ELANA Agrocredit AD Sofia's EV-to-FCF for today is -22.04.
The historical rank and industry rank for ELANA Agrocredit AD Sofia's EV-to-FCF or its related term are showing as below:
XBUL:EAC'
s EV-to-FCF Range Over the Past 10 Years
Min: -223.88 Med: -7.46 Max: 199.89
Current: -22.04
During the past 13 years, the highest EV-to-FCF of ELANA Agrocredit AD Sofia was 199.89. The lowest was -223.88. And the median was -7.46.
XBUL:EAC's EV-to-FCF is ranked worse than 100% of 270
companies
in the Credit Services industry
Industry Median: 13.835
vs XBUL:EAC: -22.04
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ELANA Agrocredit AD Sofia (XBUL:EAC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ELANA Agrocredit AD Sofia's PE Ratio (TTM) for today is calculated as:
ELANA Agrocredit AD Sofia's share price for today is €0.53.
ELANA Agrocredit AD Sofia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.039.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
ELANA Agrocredit AD Sofia EV-to-FCF Related Terms
ELANA Agrocredit AD Sofia EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ELANA Agrocredit AD Sofia's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ELANA Agrocredit AD Sofia EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ELANA Agrocredit AD Sofia's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where ELANA Agrocredit AD Sofia's EV-to-FCF falls into.
ELANA Agrocredit AD Sofia's current Enterprise Value is €46.10 Mil.
ELANA Agrocredit AD Sofia's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2.09 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ELANA Agrocredit AD Sofia (XBUL:EAC) has a EV-to-FCF of -22.04 as of Aug. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ELANA Agrocredit AD Sofia and its competitors. According to the industry distribution chart, ELANA Agrocredit AD Sofia ranks #999999 out of 270 companies in the Credit Services industry.
Is ELANA Agrocredit AD Sofia's EV-to-FCF too high?
ELANA Agrocredit AD Sofia's current EV-to-FCF is -22.04. Based on the distribution chart, ELANA Agrocredit AD Sofia ranks #999999 out of 270 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ELANA Agrocredit AD Sofia has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ELANA Agrocredit AD Sofia's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, ELANA Agrocredit AD Sofia ranks #999999 out of 270 companies for EV-to-FCF. This places ELANA Agrocredit AD Sofia in the lower half of its industry. The industry median EV-to-FCF is 13.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.84, based on 270 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ELANA Agrocredit AD Sofia and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ELANA Agrocredit AD Sofia's current EV-to-FCF is -22.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ELANA Agrocredit AD Sofia stock overvalued right now?
Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia (XBUL:EAC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.64, compared to a current price of €0.53 — trading 17.2% below its estimated fair value. The current EV-to-FCF is -22.04. ELANA Agrocredit AD Sofia's overall GF Score™ is 31/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For ELANA Agrocredit AD Sofia (XBUL:EAC), the current EV-to-FCF is -22.04 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ELANA Agrocredit AD Sofia (XBUL:EAC) Overvalued in 2026?
Based on GuruFocus' analysis, ELANA Agrocredit AD Sofia stock appears to be undervalued.
The current stock price of €0.53 is trading 17.2% below its estimated GF Value™ of €0.64.
GuruFocus considers ELANA Agrocredit AD Sofia to be Modestly Undervalued.
Key valuation signals for XBUL:EAC:
EV-to-FCF: -22.04
GF Value™: €0.64 vs. price of €0.53 (17.2% below fair value)
No single metric tells the full story. See the XBUL:EAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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