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NLG Insurance CoXNEP:NLG +1.76%84 EV-to-FCF is 7.00 as of Aug. 06, 2026, which is 3% below its 10-year median of 7.24. GuruFocus rates XNEP:NLG with a GF Score™ of 84/100 and a GF Value™ of NPR874.86 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 393 Insurance companies, NLG Insurance Co ranks better than 62.34% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, NLG Insurance Co's Enterprise Value is NPR15,242 Mil.
NLG Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR2,178 Mil. Therefore, NLG Insurance Co's EV-to-FCF for today is 7.00.
The historical rank and industry rank for NLG Insurance Co's EV-to-FCF or its related term are showing as below:
XNEP:NLG'
s EV-to-FCF Range Over the Past 10 Years
Min: -94.23 Med: 7.24 Max: 48.74
Current: 7.23
During the past 13 years, the highest EV-to-FCF of NLG Insurance Co was 48.74. The lowest was -94.23. And the median was 7.24.
XNEP:NLG's EV-to-FCF is ranked better than 62.34% of 393
companies
in the Insurance industry
Industry Median: 9.65
vs XNEP:NLG: 7.23
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NLG Insurance Co's PE Ratio (TTM) for today is calculated as:
NLG Insurance Co's share price for today is NPR585.00.
NLG Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-8.643.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NLG Insurance Co EV-to-FCF Related Terms
NLG Insurance Co EV-to-FCF Historical Data
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The historical data trend for NLG Insurance Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, NLG Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLG Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, NLG Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where NLG Insurance Co's EV-to-FCF falls into.
NLG Insurance Co's current Enterprise Value is NPR15,242 Mil.
NLG Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR2,178 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLG Insurance Co (XNEP:NLG) has a EV-to-FCF of 7.00 as of Aug. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NLG Insurance Co and its competitors. This is near median its historical median of 7.24. According to the industry distribution chart, NLG Insurance Co ranks #148 out of 393 companies in the Insurance industry, placing it in the top 37.7%.
Is NLG Insurance Co's EV-to-FCF too high?
NLG Insurance Co's current EV-to-FCF of 7.00 is near median its 10-year median of 7.24. The Insurance industry median EV-to-FCF is 9.65. NLG Insurance Co's value of 7.00 is 27.5% below this industry median. Based on the distribution chart, NLG Insurance Co ranks #148 out of 393 companies in the Insurance industry, which is above the industry midpoint. Overall, NLG Insurance Co has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLG Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NLG Insurance Co ranks #148 out of 393 companies for EV-to-FCF. This puts NLG Insurance Co in the upper half of its industry. The industry median EV-to-FCF is 9.65. NLG Insurance Co's value of 7.00 is 27.5% below this benchmark. While the company's 10-year median is 7.24 vs. the industry median of 9.65, NLG Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.65, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLG Insurance Co's current EV-to-FCF of 7.00 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NLG Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLG Insurance Co's current EV-to-FCF is 7.00, which is near median its own 10-year median of 7.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLG Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, NLG Insurance Co (XNEP:NLG) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR874.86, compared to a current price of NPR585.00 — trading 33.1% below its estimated fair value. The current EV-to-FCF is 7.00, which is near median its 10-year median of 7.24 and 27.5% below the Insurance industry median of 9.65. NLG Insurance Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For NLG Insurance Co (XNEP:NLG), the current EV-to-FCF is 7.00 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NLG Insurance Co (XNEP:NLG) Overvalued in 2026?
Based on GuruFocus' analysis, NLG Insurance Co stock appears to be undervalued.
The current stock price of NPR585.00 is trading 33.1% below its estimated GF Value™ of NPR874.86.
GuruFocus considers NLG Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLG:
EV-to-FCF: 7.00 (near median its 10-year median of 7.24)
GF Value™: NPR874.86 vs. price of NPR585.00 (33.1% below fair value)
Industry Position: 27.5% below the Insurance median (#148 of 393)
No single metric tells the full story. See the XNEP:NLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NLG Insurance Co Ltd is a composite insurance company. It provides non-life insurance products. The company's offerings include Motor, Property, Engineering, Marine, Aviation, Agriculture, and Miscellaneous Insurance.
84GF Score
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