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Sanima Reliance Life InsuranceXNEP:SRLI -0.38%31 EV-to-FCF is 5.46 as of Aug. 14, 2026, which is 156% above its 10-year median of 2.13. GuruFocus rates XNEP:SRLI with a GF Score™ of 31/100. The stock has 4 warning signs investors should review. Among 388 Insurance companies, Sanima Reliance Life Insurance ranks better than 71.13% on this metric.
The historical rank and industry rank for Sanima Reliance Life Insurance's EV-to-FCF or its related term are showing as below:
XNEP:SRLI'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.21 Med: 2.13 Max: 15.19
Current: 5.52
During the past 2 years, the highest EV-to-FCF of Sanima Reliance Life Insurance was 15.19. The lowest was 1.21. And the median was 2.13.
XNEP:SRLI's EV-to-FCF is ranked better than 71.13% of 388
companies
in the Insurance industry
Industry Median: 9.05
vs XNEP:SRLI: 5.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanima Reliance Life Insurance (XNEP:SRLI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanima Reliance Life Insurance's PE Ratio (TTM) for today is calculated as:
Sanima Reliance Life Insurance's share price for today is NPR370.50.
Sanima Reliance Life Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR33.660.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sanima Reliance Life Insurance EV-to-FCF Related Terms
Sanima Reliance Life Insurance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sanima Reliance Life Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanima Reliance Life Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanima Reliance Life Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sanima Reliance Life Insurance's EV-to-FCF falls into.
Sanima Reliance Life Insurance's current Enterprise Value is NPR17,445 Mil.
Sanima Reliance Life Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR3,194 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanima Reliance Life Insurance (XNEP:SRLI) has a EV-to-FCF of 5.46 as of Aug. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanima Reliance Life Insurance and its competitors. This is 156% above median its historical median of 2.13. Over the past decade, Sanima Reliance Life Insurance's EV-to-FCF has ranged from 1.21 to 15.19. According to the industry distribution chart, Sanima Reliance Life Insurance ranks #112 out of 388 companies in the Insurance industry, placing it in the top 28.9%.
Is Sanima Reliance Life Insurance's EV-to-FCF too high?
Sanima Reliance Life Insurance's current EV-to-FCF of 5.46 is 156% above median its 10-year median of 2.13. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 15.19. The Insurance industry median EV-to-FCF is 9.05. Sanima Reliance Life Insurance's value of 5.46 is 39.7% below this industry median. Based on the distribution chart, Sanima Reliance Life Insurance ranks #112 out of 388 companies in the Insurance industry, which is above the industry midpoint. Overall, Sanima Reliance Life Insurance has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Sanima Reliance Life Insurance's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sanima Reliance Life Insurance ranks #112 out of 388 companies for EV-to-FCF. This puts Sanima Reliance Life Insurance in the upper half of its industry. The industry median EV-to-FCF is 9.05. Sanima Reliance Life Insurance's value of 5.46 is 39.7% below this benchmark. Historically, Sanima Reliance Life Insurance's own EV-to-FCF has ranged from 1.21 to 15.19 over the past decade. While the company's 10-year median is 2.13 vs. the industry median of 9.05, Sanima Reliance Life Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.05, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanima Reliance Life Insurance's current EV-to-FCF of 5.46 is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanima Reliance Life Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanima Reliance Life Insurance's current EV-to-FCF is 5.46, which is 156% above median its own 10-year median of 2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanima Reliance Life Insurance stock overvalued right now?
Sanima Reliance Life Insurance (XNEP:SRLI) has a current EV-to-FCF of 5.46. The current EV-to-FCF is 5.46, which is 156% above median its 10-year median of 2.13 and 39.7% below the Insurance industry median of 9.05. Sanima Reliance Life Insurance's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sanima Reliance Life Insurance (XNEP:SRLI), the current EV-to-FCF is 5.46 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sanima Reliance Life Insurance Ltd is a Life Insurance company in Nepal. The principal activities of the company are to provide various life insurance products including participating and nonparticipating products through its province offices, branches, sub-branches, and network of agents. Its offerings include Endowment plans, Child Education Plans, Whole Life plans, Term Plan, etc. The company's business segments are: i) Endowment, ii) Anticipated Endowment, iii) Endowment Cum Whole Life, iv) Non-Participating Endowment, v) Foreign Employment Term, and vi) Other Term. The majority of the company's revenue is derived from the Endowment segment. Geographically, the company operates predominantly in Nepal.
31GF Score
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