Sanima Reliance Life Insurance (XNEP:SRLI) OCF Yield %: 17.03 (As of Aug. 14, 2026) — 64% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SRLI Sanima Reliance Life Insurance Ltd XNEP:SRLI
31 GF Score
Price NPR370.50
! 4 Warning Signs
View Full Analysis

What is Sanima Reliance Life Insurance OCF Yield %?

Sanima Reliance Life Insurance XNEP:SRLI -0.38% 31 OCF Yield % is 17.03 as of Aug. 14, 2026, which is 64% below its 10-year median of 47.13. GuruFocus rates XNEP:SRLI with a GF Score™ of 31/100. The stock has 4 warning signs investors should review. Among 504 Insurance companies, Sanima Reliance Life Insurance ranks better than 74.4% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Sanima Reliance Life Insurance's Trailing 12-Month Cash Flow from Operations is NPR3,194 Mil, and Market Cap is NPR18,580 Mil. Therefore, Sanima Reliance Life Insurance's OCF Yield % for today is 17.03%.

The historical rank and industry rank for Sanima Reliance Life Insurance's OCF Yield % or its related term are showing as below:

XNEP:SRLI' s OCF Yield % Range Over the Past 10 Years
Min: 6.41   Med: 47.13   Max: 68.15
Current: 17.03


During the past 2 years, the highest OCF Yield % of Sanima Reliance Life Insurance was 68.15%. The lowest was 6.41%. And the median was 47.13%.

XNEP:SRLI's OCF Yield % is ranked better than
74.4% of 504 companies
in the Insurance industry
Industry Median: 7.81 vs XNEP:SRLI: 17.03

Sanima Reliance Life Insurance's OCF Margin % for the quarter that ended in Apr. 2026 was %.


Sanima Reliance Life Insurance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Sanima Reliance Life Insurance OCF Yield % Related Terms


Sanima Reliance Life Insurance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Sanima Reliance Life Insurance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanima Reliance Life Insurance OCF Yield % Chart

Sanima Reliance Life Insurance Annual Data
Trend Jul24 Jul25
OCF Yield %
11.31 14.80

Sanima Reliance Life Insurance Quarterly Data
Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 27.69 80.12 70.48

XNEP:SRLI vs AFL, MET, PRU: OCF Yield % Comparison

For the Insurance - Life subindustry, Sanima Reliance Life Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanima Reliance Life Insurance OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sanima Reliance Life Insurance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Sanima Reliance Life Insurance's OCF Yield % falls into.


XNEP:SRLI
31GF Score
Sanima Reliance Life Insurance Ltd XNEP:SRLI
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanima Reliance Life Insurance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Sanima Reliance Life Insurance's OCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=3112.166 / 21031.48762
=14.80%

Sanima Reliance Life Insurance's annualized OCF Yield % for the quarter that ended in Apr. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=861.188 * 4 / 4887.87
=70.48%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 17.03 mean?
Sanima Reliance Life Insurance (XNEP:SRLI) has a OCF Yield % of 17.03 as of Aug. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sanima Reliance Life Insurance and its competitors. This is 64% below median its historical median of 47.13. Over the past decade, Sanima Reliance Life Insurance's OCF Yield % has ranged from 6.41 to 68.15. According to the industry distribution chart, Sanima Reliance Life Insurance ranks #129 out of 504 companies in the Insurance industry, placing it in the top 25.6%.
Is Sanima Reliance Life Insurance's OCF Yield % too high?
Sanima Reliance Life Insurance's current OCF Yield % of 17.03 is 64% below median its 10-year median of 47.13. Over the past 10 years, this metric has ranged from a low of 6.41 to a high of 68.15. The Insurance industry median OCF Yield % is 7.81. Sanima Reliance Life Insurance's value of 17.03 is 118.1% above this industry median. Based on the distribution chart, Sanima Reliance Life Insurance ranks #129 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, Sanima Reliance Life Insurance has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Sanima Reliance Life Insurance's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Sanima Reliance Life Insurance ranks #129 out of 504 companies for OCF Yield %. This puts Sanima Reliance Life Insurance in the upper half of its industry. The industry median OCF Yield % is 7.81. Sanima Reliance Life Insurance's value of 17.03 is 118.1% above this benchmark. Historically, Sanima Reliance Life Insurance's own OCF Yield % has ranged from 6.41 to 68.15 over the past decade. While the company's 10-year median is 47.13 vs. the industry median of 7.81, Sanima Reliance Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 7.81, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanima Reliance Life Insurance's current OCF Yield % of 17.03 is 118.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Sanima Reliance Life Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanima Reliance Life Insurance's current OCF Yield % is 17.03, which is 64% below median its own 10-year median of 47.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanima Reliance Life Insurance stock overvalued right now?
Sanima Reliance Life Insurance (XNEP:SRLI) has a current OCF Yield % of 17.03. The current OCF Yield % is 17.03, which is 64% below median its 10-year median of 47.13 and 118.1% above the Insurance industry median of 7.81. Sanima Reliance Life Insurance's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Sanima Reliance Life Insurance (XNEP:SRLI), the current OCF Yield % is 17.03 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sanima Reliance Life Insurance Business Description

Address New Baneshwor, Kathmandu, NPL
Sanima Reliance Life Insurance Ltd is a Life Insurance company in Nepal. The principal activities of the company are to provide various life insurance products including participating and nonparticipating products through its province offices, branches, sub-branches, and network of agents. Its offerings include Endowment plans, Child Education Plans, Whole Life plans, Term Plan, etc. The company's business segments are: i) Endowment, ii) Anticipated Endowment, iii) Endowment Cum Whole Life, iv) Non-Participating Endowment, v) Foreign Employment Term, and vi) Other Term. The majority of the company's revenue is derived from the Endowment segment. Geographically, the company operates predominantly in Nepal.
31GF Score

Get the complete analysis for XNEP:SRLI

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR370.50
Price