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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sanima Reliance Life Insurance's annualized net income for the quarter that ended in Apr. 2026 was NPR0 Mil. Sanima Reliance Life Insurance's average shareholder tangible equity for the quarter that ended in Apr. 2026 was NPR5,564 Mil. Therefore, Sanima Reliance Life Insurance's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2026 was 0.00%.
The historical rank and industry rank for Sanima Reliance Life Insurance's Return-on-Tangible-Equity or its related term are showing as below:
XNEP:SRLI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.56 Med: 9.44 Max: 9.84
Current: 7.56
During the past 2 years, Sanima Reliance Life Insurance's highest Return-on-Tangible-Equity was 9.84%. The lowest was 7.56%. And the median was 9.44%.
XNEP:SRLI's Return-on-Tangible-Equity is ranked worse than 69.35% of 496
companies
in the Insurance industry
Industry Median: 13.695
vs XNEP:SRLI: 7.56
Sanima Reliance Life Insurance (XNEP:SRLI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Sanima Reliance Life Insurance Return-on-Tangible-Equity Related Terms
Sanima Reliance Life Insurance Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanima Reliance Life Insurance Return-on-Tangible-Equity Chart
XNEP:SRLI vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, Sanima Reliance Life Insurance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanima Reliance Life Insurance Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanima Reliance Life Insurance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Sanima Reliance Life Insurance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.00% mean?
Sanima Reliance Life Insurance (XNEP:SRLI) has a Return-on-Tangible-Equity of 0.00% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sanima Reliance Life Insurance and its competitors. Over the past decade, Sanima Reliance Life Insurance's Return-on-Tangible-Equity has ranged from 7.56 to 9.84. According to the industry distribution chart, Sanima Reliance Life Insurance ranks #344 out of 496 companies in the Insurance industry, placing it in the top 69.4%.
Is Sanima Reliance Life Insurance's Return-on-Tangible-Equity too high?
Sanima Reliance Life Insurance's current Return-on-Tangible-Equity is 0.00%. Over the past 10 years, this metric has ranged from a low of 7.56 to a high of 9.84. Based on the distribution chart, Sanima Reliance Life Insurance ranks #344 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanima Reliance Life Insurance has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Sanima Reliance Life Insurance's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Sanima Reliance Life Insurance ranks #344 out of 496 companies for Return-on-Tangible-Equity. This places Sanima Reliance Life Insurance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.70. Historically, Sanima Reliance Life Insurance's own Return-on-Tangible-Equity has ranged from 7.56 to 9.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.70, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sanima Reliance Life Insurance and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanima Reliance Life Insurance's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanima Reliance Life Insurance stock overvalued right now?
Sanima Reliance Life Insurance (XNEP:SRLI) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. Sanima Reliance Life Insurance's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sanima Reliance Life Insurance (XNEP:SRLI), the current Return-on-Tangible-Equity is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sanima Reliance Life Insurance Ltd is a Life Insurance company in Nepal. The principal activities of the company are to provide various life insurance products including participating and nonparticipating products through its province offices, branches, sub-branches, and network of agents. Its offerings include Endowment plans, Child Education Plans, Whole Life plans, Term Plan, etc. The company's business segments are: i) Endowment, ii) Anticipated Endowment, iii) Endowment Cum Whole Life, iv) Non-Participating Endowment, v) Foreign Employment Term, and vi) Other Term. The majority of the company's revenue is derived from the Endowment segment. Geographically, the company operates predominantly in Nepal.
31GF Score
Get the complete analysis for XNEP:SRLI
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