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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sanima Reliance Life Insurance's annualizedNet Income for the quarter that ended in Apr. 2026 was NPR0 Mil.
Sanima Reliance Life Insurance's average Total Assets over the quarter that ended in Apr. 2026 was NPR30,077 Mil. Therefore, Sanima Reliance Life Insurance's annualized ROA % for the quarter that ended in Apr. 2026 was 0.00%.
The historical rank and industry rank for Sanima Reliance Life Insurance's ROA % or its related term are showing as below:
XNEP:SRLI'
s ROA % Range Over the Past 10 Years
Min: 1.55 Med: 2.33 Max: 2.34
Current: 1.55
During the past 2 years, Sanima Reliance Life Insurance's highest ROA % was 2.34%. The lowest was 1.55%. And the median was 2.33%.
XNEP:SRLI's ROA % is ranked worse than 64.43% of 506
companies
in the Insurance industry
Industry Median: 2.625
vs XNEP:SRLI: 1.55
Sanima Reliance Life Insurance (XNEP:SRLI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Sanima Reliance Life Insurance ROA % Related Terms
Sanima Reliance Life Insurance ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sanima Reliance Life Insurance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanima Reliance Life Insurance ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanima Reliance Life Insurance's ROA % distribution charts can be found below:
* The bar in red indicates where Sanima Reliance Life Insurance's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Apr. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Sanima Reliance Life Insurance (XNEP:SRLI) has a ROA % of 0.00% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sanima Reliance Life Insurance and its competitors. Over the past decade, Sanima Reliance Life Insurance's ROA % has ranged from 1.55 to 2.34. According to the industry distribution chart, Sanima Reliance Life Insurance ranks #326 out of 506 companies in the Insurance industry, placing it in the top 64.4%.
Is Sanima Reliance Life Insurance's ROA % too high?
Sanima Reliance Life Insurance's current ROA % is 0.00%. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 2.34. Based on the distribution chart, Sanima Reliance Life Insurance ranks #326 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanima Reliance Life Insurance has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Sanima Reliance Life Insurance's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Sanima Reliance Life Insurance ranks #326 out of 506 companies for ROA %. This places Sanima Reliance Life Insurance in the lower half of its industry. The industry median ROA % is 2.63. Historically, Sanima Reliance Life Insurance's own ROA % has ranged from 1.55 to 2.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.63, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sanima Reliance Life Insurance and its competitors. For the Insurance industry, the median ROA % is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanima Reliance Life Insurance's current ROA % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanima Reliance Life Insurance stock overvalued right now?
Sanima Reliance Life Insurance (XNEP:SRLI) has a current ROA % of 0.00%. The current ROA % is 0.00%. Sanima Reliance Life Insurance's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sanima Reliance Life Insurance (XNEP:SRLI), the current ROA % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sanima Reliance Life Insurance Ltd is a Life Insurance company in Nepal. The principal activities of the company are to provide various life insurance products including participating and nonparticipating products through its province offices, branches, sub-branches, and network of agents. Its offerings include Endowment plans, Child Education Plans, Whole Life plans, Term Plan, etc. The company's business segments are: i) Endowment, ii) Anticipated Endowment, iii) Endowment Cum Whole Life, iv) Non-Participating Endowment, v) Foreign Employment Term, and vi) Other Term. The majority of the company's revenue is derived from the Endowment segment. Geographically, the company operates predominantly in Nepal.
31GF Score
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