American Financial GroupAFE 80 FCF Margin % is 25.82% as of Mar. 2026, which is 0% below its 10-year median of 25.89. GuruFocus rates AFE with a GF Score™ of 80/100. The stock has 3 warning signs investors should review. Among 502 Insurance companies, American Financial Group ranks better than 74.3% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, American Financial Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Financial Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Financial Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where American Financial Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Financial Group (AFE) has a FCF Margin % of 25.82% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on American Financial Group and its competitors. This is near median its historical median of 25.89. Over the past decade, American Financial Group's FCF Margin % has ranged from 13.92 to 40.16. According to the industry distribution chart, American Financial Group ranks #129 out of 502 companies in the Insurance industry, placing it in the top 25.7%.
Is American Financial Group's FCF Margin % too high?
American Financial Group's current FCF Margin % of 25.82% is near median its 10-year median of 25.89. Over the past 10 years, this metric has ranged from a low of 13.92 to a high of 40.16. The Insurance industry median FCF Margin % is 9.63. American Financial Group's value of 25.82% is 168.1% above this industry median. Based on the distribution chart, American Financial Group ranks #129 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, American Financial Group has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does American Financial Group's FCF Margin % compare to CNA and AIZ?
According to the Insurance industry distribution chart, American Financial Group ranks #129 out of 502 companies for FCF Margin %. This puts American Financial Group in the upper half of its industry. The industry median FCF Margin % is 9.63. American Financial Group's value of 25.82% is 168.1% above this benchmark. Historically, American Financial Group's own FCF Margin % has ranged from 13.92 to 40.16 over the past decade. While the company's 10-year median is 25.89 vs. the industry median of 9.63, American Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Financial Group's current FCF Margin % of 25.82% is 168.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on American Financial Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Financial Group's current FCF Margin % is 25.82%, which is near median its own 10-year median of 25.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Financial Group stock overvalued right now?
American Financial Group (AFE) has a current FCF Margin % of 25.82%. The current FCF Margin % is 25.82%, which is near median its 10-year median of 25.89 and 168.1% above the Insurance industry median of 9.63. American Financial Group's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For American Financial Group (AFE), the current FCF Margin % is 25.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.
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