AFE (American Financial Group) OCF Margin %: 25.82% (As of Mar. 2026) — Near Median


What is American Financial Group OCF Margin %?

American Financial Group AFE 80 OCF Margin % is 25.82% as of Mar. 2026, which is 0% below its 10-year median of 25.89. GuruFocus rates AFE with a GF Score™ of 80/100. The stock has 3 warning signs investors should review. Among 502 Insurance companies, American Financial Group ranks better than 71.71% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. American Financial Group's Cash Flow from Operations for the three months ended in Mar. 2026 was $474.00 Mil. American Financial Group's Revenue for the three months ended in Mar. 2026 was $1,836.00 Mil. Therefore, American Financial Group's OCF Margin % for the quarter that ended in Mar. 2026 was 25.82%.

As of today, American Financial Group's current OCF Yield % is 14.62%.

The historical rank and industry rank for American Financial Group's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of American Financial Group was 40.16%. The lowest was 13.92%. And the median was 25.89%.

AFE's OCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 10.855
* Ranked among companies with meaningful OCF Margin % only.

American Financial Group OCF Margin % Related Terms

American Financial Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for American Financial Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Financial Group OCF Margin % Chart

American Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.51 17.02 25.49 13.92 18.88

American Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.56 9.90 9.38 38.41 25.82

American Financial Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

American Financial Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1533/8118
=18.88 %

American Financial Group's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=474/1836
=25.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 25.82% mean?
American Financial Group (AFE) has a OCF Margin % of 25.82% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on American Financial Group and its competitors. This is near median its historical median of 25.89. Over the past decade, American Financial Group's OCF Margin % has ranged from 13.92 to 40.16. According to the industry distribution chart, American Financial Group ranks #142 out of 502 companies in the Insurance industry, placing it in the top 28.3%.
Is American Financial Group's OCF Margin % too high?
American Financial Group's current OCF Margin % of 25.82% is near median its 10-year median of 25.89. Over the past 10 years, this metric has ranged from a low of 13.92 to a high of 40.16. The Insurance industry median OCF Margin % is 10.86. American Financial Group's value of 25.82% is 137.9% above this industry median. Based on the distribution chart, American Financial Group ranks #142 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, American Financial Group has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does American Financial Group's OCF Margin % compare to CNA and AIZ?
According to the Insurance industry distribution chart, American Financial Group ranks #142 out of 502 companies for OCF Margin %. This puts American Financial Group in the upper half of its industry. The industry median OCF Margin % is 10.86. American Financial Group's value of 25.82% is 137.9% above this benchmark. Historically, American Financial Group's own OCF Margin % has ranged from 13.92 to 40.16 over the past decade. While the company's 10-year median is 25.89 vs. the industry median of 10.86, American Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Financial Group's current OCF Margin % of 25.82% is 137.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on American Financial Group and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Financial Group's current OCF Margin % is 25.82%, which is near median its own 10-year median of 25.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Financial Group stock overvalued right now?
American Financial Group (AFE) has a current OCF Margin % of 25.82%. The current OCF Margin % is 25.82%, which is near median its 10-year median of 25.89 and 137.9% above the Insurance industry median of 10.86. American Financial Group's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For American Financial Group (AFE), the current OCF Margin % is 25.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

American Financial Group Business Description

Other Exchanges AFG:USAQFI:Germany
Address 301 East Fourth Street, Cincinnati, OH, USA, 45202
American Financial Group Inc is an insurance holding company. Through its subsidiaries, it is engaged in the property and casualty insurance business, focusing on specialized commercial products for businesses. The group operates through two segments: Property and Casualty Insurance, which generates maximum revenue, and Other. The Property and Casualty Insurance segment is further divided into different sub-segments, such as Property and transportation, Specialty casualty, and Specialty financial. These sub-segments offer insurance coverage for vehicles and commercial property, customized programs for small to mid-sized businesses, workers' compensation insurance, risk management insurance programs for lending and leasing institutions, trade credit insurance, and other insurance products.