BPCGY (Banco Comercial Portugues) FCF Margin %: 0.00% (As of Mar. 2026)


BPCGY Banco Comercial Portugues SA BPCGY
46 GF Score
Price $11.82
GF Value $5.77
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco Comercial Portugues FCF Margin %?

Banco Comercial Portugues BPCGY 46 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BPCGY with a GF Score™ of 46/100 and a GF Value™ of $5.77 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Banco Comercial Portugues ranks better than 80.05% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Comercial Portugues's Free Cash Flow for the three months ended in Mar. 2026 was $0 Mil. Banco Comercial Portugues's Revenue for the three months ended in Mar. 2026 was $1,164 Mil. Therefore, Banco Comercial Portugues's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Banco Comercial Portugues's current FCF Yield % is 22.63%.

The historical rank and industry rank for Banco Comercial Portugues's FCF Margin % or its related term are showing as below:

BPCGY' s FCF Margin % Range Over the Past 10 Years
Min: -22.89   Med: 111.7   Max: 172.8
Current: 71.68


During the past 13 years, the highest FCF Margin % of Banco Comercial Portugues was 172.80%. The lowest was -22.89%. And the median was 111.70%.

BPCGY's FCF Margin % is ranked better than
80.05% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs BPCGY: 71.68


Banco Comercial Portugues FCF Margin % Related Terms


Banco Comercial Portugues FCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Comercial Portugues's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Comercial Portugues FCF Margin % Chart

Banco Comercial Portugues Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 172.80 -22.89 99.65 144.80 87.44

Banco Comercial Portugues Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BPCGY vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Banco Comercial Portugues's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Comercial Portugues FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's FCF Margin % falls into.


BPCGY
46GF Score
Banco Comercial Portugues SA BPCGY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Comercial Portugues FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Banco Comercial Portugues's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4012.864/4589.498
=87.44 %

Banco Comercial Portugues's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/1163.801
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Banco Comercial Portugues (BPCGY) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Comercial Portugues and its competitors. According to the industry distribution chart, Banco Comercial Portugues ranks #300 out of 1504 companies in the Banks industry, placing it in the top 19.9%.
Is Banco Comercial Portugues' FCF Margin % too high?
Banco Comercial Portugues' current FCF Margin % is 0.00%. Based on the distribution chart, Banco Comercial Portugues ranks #300 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Comercial Portugues has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #300 out of 1504 companies for FCF Margin %. This places Banco Comercial Portugues in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Comercial Portugues and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.77, compared to a current price of $11.82 — trading 104.9% above its estimated fair value. The current FCF Margin % is 0.00%. Banco Comercial Portugues' overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGY), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Comercial Portugues (BPCGY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued. The current stock price of $11.82 is trading 104.9% above its estimated GF Value™ of $5.77. GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.

Key valuation signals for BPCGY:

  • FCF Margin %: 0.00%
  • GF Value™: $5.77 vs. price of $11.82 (104.9% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the BPCGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Comercial Portugues Business Description

Address Praca D. Joao I, 28, Porto, PRT, 4000-295
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
46GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.82
Price
$5.77
GF Value