BPCGY (Banco Comercial Portugues) Shiller PE Ratio: 16.66 (As of Sep. 02, 2026) — 102% Above Median

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BPCGY Banco Comercial Portugues SA BPCGY
52 GF Score
Price $13.50
GF Value $7.02
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Comercial Portugues Shiller PE Ratio?

Banco Comercial Portugues BPCGY 52 Shiller PE Ratio is 16.66 as of Sep. 02, 2026, which is 102% above its 10-year median of 8.23. GuruFocus rates BPCGY with a GF Score™ of 52/100 and a GF Value™ of $7.02 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,239 Banks companies, Banco Comercial Portugues ranks worse than 59.48% on this metric.

As of today (2026-09-02), Banco Comercial Portugues's current share price is $13.498. Banco Comercial Portugues's E10 for the quarter that ended in Jun. 2026 was $0.81. Banco Comercial Portugues's Shiller PE Ratio for today is 16.66.

The historical rank and industry rank for Banco Comercial Portugues's Shiller PE Ratio or its related term are showing as below:

BPCGY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.07   Med: 8.23   Max: 22.36
Current: 15.22

During the past years, Banco Comercial Portugues's highest Shiller PE Ratio was 22.36. The lowest was 5.07. And the median was 8.23.

BPCGY's Shiller PE Ratio is ranked worse than
59.48% of 1239 companies
in the Banks industry
Industry Median: 13.66 vs BPCGY: 15.22

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco Comercial Portugues's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.203. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.81 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Comercial Portugues  (OTCPK:BPCGY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Banco Comercial Portugues Shiller PE Ratio Related Terms


Banco Comercial Portugues Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Banco Comercial Portugues's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Comercial Portugues Shiller PE Ratio Chart

Banco Comercial Portugues Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 24.87 5.90 6.44 12.07

Banco Comercial Portugues Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.58 10.44 12.07 13.08 14.08

BPCGY vs USB, PNC: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Banco Comercial Portugues's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Comercial Portugues Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's Shiller PE Ratio falls into.


BPCGY
52GF Score
Banco Comercial Portugues SA BPCGY
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Comercial Portugues Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco Comercial Portugues's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=13.498/0.81
=16.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Comercial Portugues's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Banco Comercial Portugues's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.203/128.0300*128.0300
=0.203

Current CPI (Jun. 2026) = 128.0300.

Banco Comercial Portugues Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 -0.133 101.122 -0.168
201612 0.530 100.998 0.672
201703 0.225 101.924 0.283
201706 0.030 102.240 0.038
201709 0.034 102.527 0.042
201712 0.000 102.479 0.000
201803 0.284 102.626 0.354
201806 0.050 103.790 0.062
201809 0.082 103.960 0.101
201812 -0.034 103.159 -0.042
201903 0.475 103.495 0.588
201906 0.012 104.192 0.015
201909 0.073 103.844 0.090
201912 -0.044 103.592 -0.054
202003 0.077 103.544 0.095
202006 0.030 104.323 0.037
202009 0.055 103.699 0.068
202012 -0.012 103.354 -0.015
202103 0.155 104.014 0.191
202106 -0.036 104.852 -0.044
202109 0.037 105.232 0.045
202112 0.045 106.191 0.054
202203 0.297 109.559 0.347
202206 -0.031 114.003 -0.035
202209 0.018 114.999 0.020
202212 0.053 116.377 0.058
202303 0.600 117.701 0.653
202306 0.148 117.872 0.161
202309 0.161 119.111 0.173
202312 0.121 118.032 0.131
202403 0.663 120.396 0.705
202406 0.179 121.165 0.189
202409 0.340 121.574 0.358
202412 0.110 121.585 0.116
202503 0.681 122.624 0.711
202506 0.200 124.042 0.206
202509 0.410 124.490 0.422
202512 0.166 124.240 0.171
202603 0.948 125.940 0.964
202606 0.203 128.030 0.203

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 16.66 mean?
Banco Comercial Portugues (BPCGY) has a Shiller PE Ratio of 16.66 as of Sep. 02, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banco Comercial Portugues and its competitors. This is 102% above median its historical median of 8.23. Over the past decade, Banco Comercial Portugues' Shiller PE Ratio has ranged from 5.07 to 22.36. According to the industry distribution chart, Banco Comercial Portugues ranks #737 out of 1239 companies in the Banks industry, placing it in the top 59.5%.
Is Banco Comercial Portugues' Shiller PE Ratio too high?
Banco Comercial Portugues' current Shiller PE Ratio of 16.66 is 102% above median its 10-year median of 8.23. Over the past 10 years, this metric has ranged from a low of 5.07 to a high of 22.36. The Banks industry median Shiller PE Ratio is 13.66. Banco Comercial Portugues' value of 16.66 is 22% above this industry median. Based on the distribution chart, Banco Comercial Portugues ranks #737 out of 1239 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Comercial Portugues has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' Shiller PE Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #737 out of 1239 companies for Shiller PE Ratio. This places Banco Comercial Portugues in the lower half of its industry. The industry median Shiller PE Ratio is 13.66. Banco Comercial Portugues' value of 16.66 is 22% above this benchmark. Historically, Banco Comercial Portugues' own Shiller PE Ratio has ranged from 5.07 to 22.36 over the past decade. While the company's 10-year median is 8.23 vs. the industry median of 13.66, Banco Comercial Portugues has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.66, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial Portugues's current Shiller PE Ratio of 16.66 is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banco Comercial Portugues and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current Shiller PE Ratio is 16.66, which is 102% above median its own 10-year median of 8.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.02, compared to a current price of $13.50 — trading 92.3% above its estimated fair value. The current Shiller PE Ratio is 16.66, which is 102% above median its 10-year median of 8.23 and 22% above the Banks industry median of 13.66. Banco Comercial Portugues' overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGY), the current Shiller PE Ratio is 16.66 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Comercial Portugues (BPCGY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued. The current stock price of $13.50 is trading 92.3% above its estimated GF Value™ of $7.02. GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.

Key valuation signals for BPCGY:

  • Shiller PE Ratio: 16.66 (102% above median its 10-year median of 8.23)
  • GF Value™: $7.02 vs. price of $13.50 (92.3% above fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 22% above the Banks median (#737 of 1239)

No single metric tells the full story. See the BPCGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Comercial Portugues Business Description

Address Praca D. Joao I, 28, Porto, PRT, 4000-295
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
52GF Score

Get the complete analysis for BPCGY

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.50
Price
$7.02
GF Value