BPCGY (Banco Comercial Portugues) PS Ratio: 3.18 (As of Jun. 29, 2026) — 179% Above Median


BPCGY Banco Comercial Portugues SA BPCGY
46 GF Score
Price $12.00
GF Value $5.81
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Banco Comercial Portugues PS Ratio?

Banco Comercial Portugues BPCGY +1.51% 46 PS Ratio is 3.18 as of Jun. 29, 2026, which is 179% above its 10-year median of 1.14. GuruFocus rates BPCGY with a GF Score™ of 46/100 and a GF Value™ of $5.81 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Banco Comercial Portugues ranks worse than 53% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Comercial Portugues's share price is $12.00. Banco Comercial Portugues's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $3.78. Hence, Banco Comercial Portugues's PS Ratio for today is 3.18.

Warning Sign:

Banco Comercial Portugues SA stock PS Ratio (=3.14) is close to 10-year high of 3.19.

The historical rank and industry rank for Banco Comercial Portugues's PS Ratio or its related term are showing as below:

BPCGY' s PS Ratio Range Over the Past 10 Years
Min: 0.21   Med: 1.14   Max: 3.19
Current: 3.19

During the past 13 years, Banco Comercial Portugues's highest PS Ratio was 3.19. The lowest was 0.21. And the median was 1.14.

BPCGY's PS Ratio is ranked worse than
53% of 1519 companies
in the Banks industry
Industry Median: 2.97 vs BPCGY: 3.19

Banco Comercial Portugues's Revenue per Sharefor the three months ended in Mar. 2026 was $0.79. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $3.78.

During the past 12 months, the average Revenue per Share Growth Rate of Banco Comercial Portugues was 7.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 11.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was -17.80% per year.

During the past 13 years, Banco Comercial Portugues's highest 3-Year average Revenue per Share Growth Rate was 175.00% per year. The lowest was -82.30% per year. And the median was -11.80% per year.

Back to Basics: PS Ratio


Banco Comercial Portugues  (OTCPK:BPCGY) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Banco Comercial Portugues PS Ratio Related Terms


Banco Comercial Portugues PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Comercial Portugues's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Comercial Portugues PS Ratio Chart

Banco Comercial Portugues Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.85 0.72 1.08 1.88 3.42

Banco Comercial Portugues Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.85 2.14 2.39 3.42 2.57

BPCGY vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Banco Comercial Portugues's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Comercial Portugues PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's PS Ratio falls into.


BPCGY
46GF Score
Banco Comercial Portugues SA BPCGY
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Comercial Portugues PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Banco Comercial Portugues's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=12.00/3.776
=3.18

Banco Comercial Portugues's Share Price of today is $12.00.
Banco Comercial Portugues's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.78.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.18 mean?
Banco Comercial Portugues (BPCGY) has a PS Ratio of 3.18 as of Jun. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Comercial Portugues and its competitors. This is 179% above median its historical median of 1.14. Over the past decade, Banco Comercial Portugues' PS Ratio has ranged from 0.21 to 3.19. According to the industry distribution chart, Banco Comercial Portugues ranks #805 out of 1519 companies in the Banks industry, placing it in the top 53%.
Is Banco Comercial Portugues' PS Ratio too high?
Banco Comercial Portugues' current PS Ratio of 3.18 is 179% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 3.19. The Banks industry median PS Ratio is 2.97. Banco Comercial Portugues' value of 3.18 is 7.1% above this industry median. Based on the distribution chart, Banco Comercial Portugues ranks #805 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Comercial Portugues has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #805 out of 1519 companies for PS Ratio. This places Banco Comercial Portugues in the lower half of its industry. The industry median PS Ratio is 2.97. Banco Comercial Portugues' value of 3.18 is 7.1% above this benchmark. Historically, Banco Comercial Portugues' own PS Ratio has ranged from 0.21 to 3.19 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 2.97, Banco Comercial Portugues has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial Portugues's current PS Ratio of 3.18 is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Comercial Portugues and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current PS Ratio is 3.18, which is 179% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $12.00 — trading 106.5% above its estimated fair value. The current PS Ratio is 3.18, which is 179% above median its 10-year median of 1.14 and 7.1% above the Banks industry median of 2.97. Banco Comercial Portugues' overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGY), the current PS Ratio is 3.18 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Comercial Portugues (BPCGY) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued. The current stock price of $12.00 is trading 106.5% above its estimated GF Value™ of $5.81. GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.

Key valuation signals for BPCGY:

  • PS Ratio: 3.18 (179% above median its 10-year median of 1.14)
  • GF Value™: $5.81 vs. price of $12.00 (106.5% above fair value)
  • GF Score™: 46/100 with 6 warning signs
  • Industry Position: 7.1% above the Banks median (#805 of 1519)

No single metric tells the full story. See the BPCGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Comercial Portugues Business Description

Address Praca D. Joao I, 28, Porto, PRT, 4000-295
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
46GF Score

Get the complete analysis for BPCGY

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.00
Price
$5.81
GF Value