* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado do Rio Grande do Sul FCF Margin % Chart
BCO Estado do Rio Grande do Sul FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, BCO Estado do Rio Grande do Sul's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado do Rio Grande do Sul FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado do Rio Grande do Sul's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BCO Estado do Rio Grande do Sul's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado do Rio Grande do Sul (BSP:BRSR3) has a FCF Margin % of 178.11% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Estado do Rio Grande do Sul and its competitors. This is 333% above median its historical median of 41.15. According to the industry distribution chart, BCO Estado do Rio Grande do Sul ranks #159 out of 1506 companies in the Banks industry, placing it in the top 10.6%.
Is BCO Estado do Rio Grande do Sul's FCF Margin % too high?
BCO Estado do Rio Grande do Sul's current FCF Margin % of 178.11% is 333% above median its 10-year median of 41.15. The Banks industry median FCF Margin % is 26.36. BCO Estado do Rio Grande do Sul's value of 178.11% is 575.8% above this industry median. Based on the distribution chart, BCO Estado do Rio Grande do Sul ranks #159 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado do Rio Grande do Sul has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Rio Grande do Sul's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, BCO Estado do Rio Grande do Sul ranks #159 out of 1506 companies for FCF Margin %. This places BCO Estado do Rio Grande do Sul in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. BCO Estado do Rio Grande do Sul's value of 178.11% is 575.8% above this benchmark. While the company's 10-year median is 41.15 vs. the industry median of 26.36, BCO Estado do Rio Grande do Sul has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Rio Grande do Sul's current FCF Margin % of 178.11% is 575.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Estado do Rio Grande do Sul and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Rio Grande do Sul's current FCF Margin % is 178.11%, which is 333% above median its own 10-year median of 41.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Rio Grande do Sul stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul (BSP:BRSR3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$14.93, compared to a current price of R$18.11 — trading 21.3% above its estimated fair value. The current FCF Margin % is 178.11%, which is 333% above median its 10-year median of 41.15 and 575.8% above the Banks industry median of 26.36. BCO Estado do Rio Grande do Sul's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BCO Estado do Rio Grande do Sul (BSP:BRSR3), the current FCF Margin % is 178.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado do Rio Grande do Sul (BSP:BRSR3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul stock appears to be overvalued.
The current stock price of R$18.11 is trading 21.3% above its estimated GF Value™ of R$14.93.
GuruFocus considers BCO Estado do Rio Grande do Sul to be Modestly Overvalued.
Key valuation signals for BSP:BRSR3:
FCF Margin %: 178.11% (333% above median its 10-year median of 41.15)
GF Value™: R$14.93 vs. price of R$18.11 (21.3% above fair value)
Industry Position: 575.8% above the Banks median (#159 of 1506)
No single metric tells the full story. See the BSP:BRSR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado do Rio Grande do Sul Business Description
BCO Estado do Rio Grande do Sul SA is a Brazil-based commercial bank that provides personal and corporate banking services. It provides financial services such as multiple banks, providing brokering services, consortia, card management, and warehouses. The company with its subsidiaries and affiliates operates commercial, lending, financing and investment, mortgage loan, development, leasing, and investment portfolios, including foreign exchange transactions, securities brokerage, and credit card and consortium management.
73GF Score
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