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BCO Estado do Rio Grande do Sul (BSP:BRSR3) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BCO Estado do Rio Grande do Sul 5-Year Yield-on-Cost % Related Terms
BCO Estado do Rio Grande do Sul 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado do Rio Grande do Sul 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost % falls into.
BCO Estado do Rio Grande do Sul 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
BCO Estado do Rio Grande do Sul (BSP:BRSR3) has a 5-Year Yield-on-Cost % of 8.30 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BCO Estado do Rio Grande do Sul and its competitors. This is 15% below median its historical median of 9.76. Over the past decade, BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost % has ranged from 3.39 to 17.23. According to the industry distribution chart, BCO Estado do Rio Grande do Sul ranks #201 out of 1247 companies in the Banks industry, placing it in the top 16.1%.
Is BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost % too high?
BCO Estado do Rio Grande do Sul's current 5-Year Yield-on-Cost % of 8.30 is 15% below median its 10-year median of 9.76. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 17.23. The Banks industry median 5-Year Yield-on-Cost % is 3.81. BCO Estado do Rio Grande do Sul's value of 8.30 is 117.8% above this industry median. Based on the distribution chart, BCO Estado do Rio Grande do Sul ranks #201 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado do Rio Grande do Sul has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado do Rio Grande do Sul's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, BCO Estado do Rio Grande do Sul ranks #201 out of 1247 companies for 5-Year Yield-on-Cost %. This places BCO Estado do Rio Grande do Sul in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. BCO Estado do Rio Grande do Sul's value of 8.30 is 117.8% above this benchmark. Historically, BCO Estado do Rio Grande do Sul's own 5-Year Yield-on-Cost % has ranged from 3.39 to 17.23 over the past decade. While the company's 10-year median is 9.76 vs. the industry median of 3.81, BCO Estado do Rio Grande do Sul has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado do Rio Grande do Sul's current 5-Year Yield-on-Cost % of 8.30 is 117.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BCO Estado do Rio Grande do Sul and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado do Rio Grande do Sul's current 5-Year Yield-on-Cost % is 8.30, which is 15% below median its own 10-year median of 9.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado do Rio Grande do Sul stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul (BSP:BRSR3) is currently considered Modestly Overvalued. The stock's GF Value™ is R$14.90, compared to a current price of R$17.54 — trading 17.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.30, which is 15% below median its 10-year median of 9.76 and 117.8% above the Banks industry median of 3.81. BCO Estado do Rio Grande do Sul's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BCO Estado do Rio Grande do Sul (BSP:BRSR3), the current 5-Year Yield-on-Cost % is 8.30 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado do Rio Grande do Sul (BSP:BRSR3) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado do Rio Grande do Sul stock appears to be overvalued.
The current stock price of R$17.54 is trading 17.7% above its estimated GF Value™ of R$14.90.
GuruFocus considers BCO Estado do Rio Grande do Sul to be Modestly Overvalued.
Key valuation signals for BSP:BRSR3:
5-Year Yield-on-Cost %: 8.30 (15% below median its 10-year median of 9.76)
GF Value™: R$14.90 vs. price of R$17.54 (17.7% above fair value)
Industry Position: 117.8% above the Banks median (#201 of 1247)
No single metric tells the full story. See the BSP:BRSR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado do Rio Grande do Sul SA is a Brazil-based commercial bank that provides personal and corporate banking services. It provides financial services such as multiple banks, providing brokering services, consortia, card management, and warehouses. The company with its subsidiaries and affiliates operates commercial, lending, financing and investment, mortgage loan, development, leasing, and investment portfolios, including foreign exchange transactions, securities brokerage, and credit card and consortium management.
61GF Score
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