Banco PatagoniaBUE:BPAA 56 FCF Margin % is 49.85% as of Mar. 2026, which is 398% above its 10-year median of 10.02. GuruFocus rates BUE:BPAA with a GF Score™ of 56/100 and a GF Value™ of ARS0.82. The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Banco Patagonia ranks better than 76.94% on this metric.
The historical rank and industry rank for Banco Patagonia's FCF Margin % or its related term are showing as below:
BUE:BPAA'
s FCF Margin % Range Over the Past 10 Years
Min: -16.51 Med: 10.02 Max: 139.93
Current: 56.41
During the past 13 years, the highest FCF Margin % of Banco Patagonia was 139.93%. The lowest was -16.51%. And the median was 10.02%.
BUE:BPAA's FCF Margin % is ranked better than 76.94% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs BUE:BPAA: 56.41
Banco Patagonia FCF Margin % Related Terms
Banco Patagonia FCF Margin % Historical Data
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The historical data trend for Banco Patagonia's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Patagonia's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Patagonia FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Patagonia's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco Patagonia's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Patagonia (BUE:BPAA) has a FCF Margin % of 49.85% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Patagonia and its competitors. This is 398% above median its historical median of 10.02. According to the industry distribution chart, Banco Patagonia ranks #347 out of 1505 companies in the Banks industry, placing it in the top 23.1%.
Is Banco Patagonia's FCF Margin % too high?
Banco Patagonia's current FCF Margin % of 49.85% is 398% above median its 10-year median of 10.02. The Banks industry median FCF Margin % is 26.55. Banco Patagonia's value of 49.85% is 87.8% above this industry median. Based on the distribution chart, Banco Patagonia ranks #347 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Patagonia has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Patagonia ranks #347 out of 1505 companies for FCF Margin %. This places Banco Patagonia in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Banco Patagonia's value of 49.85% is 87.8% above this benchmark. While the company's 10-year median is 10.02 vs. the industry median of 26.55, Banco Patagonia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Patagonia's current FCF Margin % of 49.85% is 87.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Patagonia and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Patagonia's current FCF Margin % is 49.85%, which is 398% above median its own 10-year median of 10.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Banco Patagonia (BUE:BPAA) has a current FCF Margin % of 49.85%. The stock's GF Value™ is ARS0.82, compared to a current price of ARS1.31 — trading 59.8% above its estimated fair value. The current FCF Margin % is 49.85%, which is 398% above median its 10-year median of 10.02 and 87.8% above the Banks industry median of 26.55. Banco Patagonia's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAA), the current FCF Margin % is 49.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Patagonia (BUE:BPAA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued.
The current stock price of ARS1.31 is trading 59.8% above its estimated GF Value™ of ARS0.82.
Key valuation signals for BUE:BPAA:
FCF Margin %: 49.85% (398% above median its 10-year median of 10.02)
GF Value™: ARS0.82 vs. price of ARS1.31 (59.8% above fair value)
Industry Position: 87.8% above the Banks median (#347 of 1505)
No single metric tells the full story. See the BUE:BPAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
56GF Score
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