Banco PatagoniaBUE:BPAA 58 Pretax Margin % is 8.52% as of Mar. 2026, which is 66% below its 10-year median of 25.08. GuruFocus rates BUE:BPAA with a GF Score™ of 58/100 and a GF Value™ of ARS0.90. The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Banco Patagonia ranks worse than 90.45% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco Patagonia Pretax Margin % Related Terms
Banco Patagonia Pretax Margin % Historical Data
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The historical data trend for Banco Patagonia's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Patagonia's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Patagonia Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Patagonia's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco Patagonia's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Patagonia (BUE:BPAA) has a Pretax Margin % of 8.52% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Patagonia and its competitors. This is 66% below median its historical median of 25.08. Over the past decade, Banco Patagonia's Pretax Margin % has ranged from 10.42 to 43.65. According to the industry distribution chart, Banco Patagonia ranks #1382 out of 1528 companies in the Banks industry, placing it in the top 90.4%.
Is Banco Patagonia's Pretax Margin % too high?
Banco Patagonia's current Pretax Margin % of 8.52% is 66% below median its 10-year median of 25.08. Over the past 10 years, this metric has ranged from a low of 10.42 to a high of 43.65. The Banks industry median Pretax Margin % is 34.67. Banco Patagonia's value of 8.52% is 75.4% below this industry median. Based on the distribution chart, Banco Patagonia ranks #1382 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Patagonia has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Patagonia ranks #1382 out of 1528 companies for Pretax Margin %. This places Banco Patagonia in the lower half of its industry. The industry median Pretax Margin % is 34.67. Banco Patagonia's value of 8.52% is 75.4% below this benchmark. Historically, Banco Patagonia's own Pretax Margin % has ranged from 10.42 to 43.65 over the past decade. While the company's 10-year median is 25.08 vs. the industry median of 34.67, Banco Patagonia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Patagonia's current Pretax Margin % of 8.52% is 75.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Patagonia and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Patagonia's current Pretax Margin % is 8.52%, which is 66% below median its own 10-year median of 25.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Banco Patagonia (BUE:BPAA) has a current Pretax Margin % of 8.52%. The stock's GF Value™ is ARS0.90, compared to a current price of ARS1.31 — trading 45.6% above its estimated fair value. The current Pretax Margin % is 8.52%, which is 66% below median its 10-year median of 25.08 and 75.4% below the Banks industry median of 34.67. Banco Patagonia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAA), the current Pretax Margin % is 8.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Patagonia (BUE:BPAA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued.
The current stock price of ARS1.31 is trading 45.6% above its estimated GF Value™ of ARS0.90.
Key valuation signals for BUE:BPAA:
Pretax Margin %: 8.52% (66% below median its 10-year median of 25.08)
GF Value™: ARS0.90 vs. price of ARS1.31 (45.6% above fair value)
Industry Position: 75.4% below the Banks median (#1382 of 1528)
No single metric tells the full story. See the BUE:BPAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
58GF Score
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