Banco Patagonia (BUE:BPAA) Margin of Safety % (DCF FCF Based): 99.99% (As of Jun. 27, 2026)


BUE:BPAA Banco Patagonia SA BUE:BPAA
56 GF Score
Price ARS1.31
GF Value ARS0.82
! 2 Warning Signs
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What is Banco Patagonia Margin of Safety % (DCF FCF Based)?

Banco Patagonia BUE:BPAA 56 Margin of Safety % (DCF FCF Based) is 99.99% as of Jun. 27, 2026. GuruFocus rates BUE:BPAA with a GF Score™ of 56/100 and a GF Value™ of ARS0.82. The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), Banco Patagonia's Predictability Rank is 4.5-Stars. Banco Patagonia's intrinsic value calculated from the Discounted FCF model is ARS15969.23 and current share price is ARS1.31. Consequently,

Banco Patagonia's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 99.99%.

BUE:BPAA vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Banco Patagonia's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Patagonia Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco Patagonia's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Banco Patagonia's Margin of Safety % (DCF FCF Based) falls into.


BUE:BPAA
56GF Score
Banco Patagonia SA BUE:BPAA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Patagonia Margin of Safety % (DCF FCF Based) Calculation

Banco Patagonia's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(12393.85-1.31)/12393.85
=99.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 99.99% mean?
Banco Patagonia (BUE:BPAA) has a Margin of Safety % (DCF FCF Based) of 99.99% as of Jun. 27, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Banco Patagonia.
Is Banco Patagonia's Margin of Safety % (DCF FCF Based) too high?
Banco Patagonia's current Margin of Safety % (DCF FCF Based) is 99.99%. Overall, Banco Patagonia has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
Banco Patagonia's Margin of Safety % (DCF FCF Based) of 99.99% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Banco Patagonia. Banco Patagonia's current Margin of Safety % (DCF FCF Based) is 99.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Banco Patagonia (BUE:BPAA) has a current Margin of Safety % (DCF FCF Based) of 99.99%. The stock's GF Value™ is ARS0.82, compared to a current price of ARS1.31 — trading 59.8% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 99.99%. Banco Patagonia's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAA), the current Margin of Safety % (DCF FCF Based) is 99.99% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS1.31 is trading 59.8% above its estimated GF Value™ of ARS0.82.

Key valuation signals for BUE:BPAA:

  • Margin of Safety % (DCF FCF Based): 99.99%
  • GF Value™: ARS0.82 vs. price of ARS1.31 (59.8% above fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the BUE:BPAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Patagonia Business Description

Other Exchanges BPAT:Argentina
Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
56GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS1.31
Price
ARS0.82
GF Value