AGI (FRA:GC6) FCF Margin %: -4.41% (As of Mar. 2026)


FRA:GC6 AGI Inc FRA:GC6
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What is AGI FCF Margin %?

AGI FRA:GC6 -1.69% 10 FCF Margin % is -4.41% as of Mar. 2026. GuruFocus rates FRA:GC6 with a GF Score™ of 10/100. Among 1,505 Banks companies, AGI ranks worse than 74.15% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. AGI's Free Cash Flow for the three months ended in Mar. 2026 was €-10.0 Mil. AGI's Revenue for the three months ended in Mar. 2026 was €226.5 Mil. Therefore, AGI's FCF Margin % for the quarter that ended in Mar. 2026 was -4.41%.

As of today, AGI's current FCF Yield % is -0.01%.

The historical rank and industry rank for AGI's FCF Margin % or its related term are showing as below:

FRA:GC6' s FCF Margin % Range Over the Past 10 Years
Min: -8.85   Med: 2.18   Max: 21.94
Current: -0.05


During the past 4 years, the highest FCF Margin % of AGI was 21.94%. The lowest was -8.85%. And the median was 2.18%.

FRA:GC6's FCF Margin % is ranked worse than
74.15% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:GC6: -0.05


AGI FCF Margin % Related Terms


AGI FCF Margin % Historical Data

* Premium members only.

The historical data trend for AGI's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGI FCF Margin % Chart

AGI Annual Data
Trend Dec22 Dec23 Dec24 Dec25
FCF Margin %
21.94 -3.55 7.90 -8.85

AGI Quarterly Data
Dec23 Dec24 Mar25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial 16.11 -6.03 0.00 3.81 -4.41

FRA:GC6 vs PFBC, FMBH, HFWA: FCF Margin % Comparison

For the Banks - Regional subindustry, AGI's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGI FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AGI's FCF Margin % distribution charts can be found below:

* The bar in red indicates where AGI's FCF Margin % falls into.


FRA:GC6
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AGI Inc FRA:GC6
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AGI FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

AGI's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-89.539/1012.182
=-8.85 %

AGI's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-9.988/226.502
=-4.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -4.41% mean?
AGI (FRA:GC6) has a FCF Margin % of -4.41% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AGI and its competitors. According to the industry distribution chart, AGI ranks #1116 out of 1505 companies in the Banks industry, placing it in the top 74.2%.
Is AGI's FCF Margin % too high?
AGI's current FCF Margin % is -4.41%. Based on the distribution chart, AGI ranks #1116 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, AGI has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AGI's FCF Margin % compare to PFBC and FMBH?
According to the Banks industry distribution chart, AGI ranks #1116 out of 1505 companies for FCF Margin %. This places AGI in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AGI and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGI's current FCF Margin % is -4.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGI stock overvalued right now?
AGI (FRA:GC6) has a current FCF Margin % of -4.41%. The current FCF Margin % is -4.41%. AGI's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AGI (FRA:GC6), the current FCF Margin % is -4.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AGI Business Description

Other Exchanges AGBK:USA
Address Rua Sergio Fernandes Borges Soares, 1000, Predio E1 Campinas, Sao Paulo, SP, BRA, 13054-709
AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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