AGIFRA:GC6 -1.69%10 Pretax Margin % is 15.78% as of Mar. 2026, which is 19% below its 10-year median of 19.41. GuruFocus rates FRA:GC6 with a GF Score™ of 10/100. Among 1,527 Banks companies, AGI ranks worse than 86.05% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. AGI's Pre-Tax Income for the
three
months ended in Mar. 2026 was €35.7 Mil. AGI's Revenue for the
three
months ended in Mar. 2026 was €226.5 Mil. Therefore, AGI's pretax margin for the quarter that ended in Mar. 2026 was 15.78%.
The historical rank and industry rank for AGI's Pretax Margin % or its related term are showing as below:
FRA:GC6'
s Pretax Margin % Range Over the Past 10 Years
Min: 10.48 Med: 19.41 Max: 21.69
Current: 15.13
FRA:GC6's Pretax Margin % is ranked worse than 86.05% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs FRA:GC6: 15.13
AGI (FRA:GC6) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
AGI Pretax Margin % Related Terms
AGI Pretax Margin % Historical Data
* Premium members only.
The historical data trend for AGI's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GC6 vs PFBC, FMBH, HFWA: Pretax Margin % Comparison
For the Banks - Regional subindustry, AGI's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGI Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AGI's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where AGI's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGI (FRA:GC6) has a Pretax Margin % of 15.78% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AGI and its competitors. This is 19% below median its historical median of 19.41. Over the past decade, AGI's Pretax Margin % has ranged from 10.48 to 21.69. According to the industry distribution chart, AGI ranks #1314 out of 1527 companies in the Banks industry, placing it in the top 86.1%.
Is AGI's Pretax Margin % too high?
AGI's current Pretax Margin % of 15.78% is 19% below median its 10-year median of 19.41. Over the past 10 years, this metric has ranged from a low of 10.48 to a high of 21.69. The Banks industry median Pretax Margin % is 34.88. AGI's value of 15.78% is 54.8% below this industry median. Based on the distribution chart, AGI ranks #1314 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AGI has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AGI's Pretax Margin % compare to PFBC and FMBH?
According to the Banks industry distribution chart, AGI ranks #1314 out of 1527 companies for Pretax Margin %. This places AGI in the lower half of its industry. The industry median Pretax Margin % is 34.88. AGI's value of 15.78% is 54.8% below this benchmark. Historically, AGI's own Pretax Margin % has ranged from 10.48 to 21.69 over the past decade. While the company's 10-year median is 19.41 vs. the industry median of 34.88, AGI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGI's current Pretax Margin % of 15.78% is 54.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on AGI and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGI's current Pretax Margin % is 15.78%, which is 19% below median its own 10-year median of 19.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGI stock overvalued right now?
AGI (FRA:GC6) has a current Pretax Margin % of 15.78%. The current Pretax Margin % is 15.78%, which is 19% below median its 10-year median of 19.41 and 54.8% below the Banks industry median of 34.88. AGI's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For AGI (FRA:GC6), the current Pretax Margin % is 15.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
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