AGI (FRA:GC6) OCF Margin %: 2.14% (As of Mar. 2026) — 53% Below Median


FRA:GC6 AGI Inc FRA:GC6
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What is AGI OCF Margin %?

AGI FRA:GC6 -1.69% 10 OCF Margin % is 2.14% as of Mar. 2026, which is 53% below its 10-year median of 4.56. GuruFocus rates FRA:GC6 with a GF Score™ of 10/100. Among 1,501 Banks companies, AGI ranks worse than 74.15% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. AGI's Cash Flow from Operations for the three months ended in Mar. 2026 was €4.8 Mil. AGI's Revenue for the three months ended in Mar. 2026 was €226.5 Mil. Therefore, AGI's OCF Margin % for the quarter that ended in Mar. 2026 was 2.14%.

As of today, AGI's current OCF Yield % is 2.18%.

The historical rank and industry rank for AGI's OCF Margin % or its related term are showing as below:

FRA:GC6' s OCF Margin % Range Over the Past 10 Years
Min: -6.33   Med: 4.56   Max: 26.18
Current: 4.3


During the past 4 years, the highest OCF Margin % of AGI was 26.18%. The lowest was -6.33%. And the median was 4.56%.

FRA:GC6's OCF Margin % is ranked worse than
74.15% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs FRA:GC6: 4.30


AGI OCF Margin % Related Terms


AGI OCF Margin % Historical Data

* Premium members only.

The historical data trend for AGI's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AGI OCF Margin % Chart

AGI Annual Data
Trend Dec22 Dec23 Dec24 Dec25
OCF Margin %
26.18 -1.04 10.15 -6.33

AGI Quarterly Data
Dec23 Dec24 Mar25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial 18.15 -2.56 0.00 6.21 2.14

FRA:GC6 vs PFBC, FMBH, HFWA: OCF Margin % Comparison

For the Banks - Regional subindustry, AGI's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGI OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AGI's OCF Margin % distribution charts can be found below:

* The bar in red indicates where AGI's OCF Margin % falls into.


FRA:GC6
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AGI Inc FRA:GC6
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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AGI OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

AGI's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-64.12/1012.182
=-6.33 %

AGI's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=4.847/226.502
=2.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 2.14% mean?
AGI (FRA:GC6) has a OCF Margin % of 2.14% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AGI and its competitors. This is 53% below median its historical median of 4.56. According to the industry distribution chart, AGI ranks #1113 out of 1501 companies in the Banks industry, placing it in the top 74.2%.
Is AGI's OCF Margin % too high?
AGI's current OCF Margin % of 2.14% is 53% below median its 10-year median of 4.56. The Banks industry median OCF Margin % is 29.44. AGI's value of 2.14% is 92.7% below this industry median. Based on the distribution chart, AGI ranks #1113 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, AGI has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AGI's OCF Margin % compare to PFBC and FMBH?
According to the Banks industry distribution chart, AGI ranks #1113 out of 1501 companies for OCF Margin %. This places AGI in the lower half of its industry. The industry median OCF Margin % is 29.44. AGI's value of 2.14% is 92.7% below this benchmark. While the company's 10-year median is 4.56 vs. the industry median of 29.44, AGI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AGI's current OCF Margin % of 2.14% is 92.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AGI and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGI's current OCF Margin % is 2.14%, which is 53% below median its own 10-year median of 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGI stock overvalued right now?
AGI (FRA:GC6) has a current OCF Margin % of 2.14%. The current OCF Margin % is 2.14%, which is 53% below median its 10-year median of 4.56 and 92.7% below the Banks industry median of 29.44. AGI's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AGI (FRA:GC6), the current OCF Margin % is 2.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AGI Business Description

Other Exchanges AGBK:USA
Address Rua Sergio Fernandes Borges Soares, 1000, Predio E1 Campinas, Sao Paulo, SP, BRA, 13054-709
AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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