Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AGIFRA:GC6 -2.83%10 EV-to-OCF is -6.48 as of Aug. 11, 2026. GuruFocus rates FRA:GC6 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 1,499 Banks companies, AGI ranks better than 86.26% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, AGI's Enterprise Value is €1,128 Mil.
AGI's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €-174 Mil. Therefore, AGI's EV-to-OCF for today is -6.48.
The historical rank and industry rank for AGI's EV-to-OCF or its related term are showing as below:
FRA:GC6'
s EV-to-OCF Range Over the Past 10 Years
Min: -28.62 Med: -16.98 Max: -6.03
Current: -6.56
During the past 4 years, the highest EV-to-OCF of AGI was -6.03. The lowest was -28.62. And the median was -16.98.
FRA:GC6's EV-to-OCF is ranked better than 86.26% of 1499
companies
in the Banks industry
Industry Median: 4
vs FRA:GC6: -6.56
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-11), AGI's stock price is €5.15.
AGI's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.886. Therefore, AGI's PE Ratio (TTM) for today is 5.81.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AGI's share price for today is €5.15.
AGI's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.886.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AGI EV-to-OCF Related Terms
AGI EV-to-OCF Historical Data
* Premium members only.
The historical data trend for AGI's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AGI's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AGI EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, AGI's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where AGI's EV-to-OCF falls into.
AGI's current Enterprise Value is €1,128 Mil.
AGI's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-174 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AGI (FRA:GC6) has a EV-to-OCF of -6.48 as of Aug. 11, 2026. According to the industry distribution chart, AGI ranks #206 out of 1499 companies in the Banks industry, placing it in the top 13.7%.
Is AGI's EV-to-OCF too high?
AGI's current EV-to-OCF is -6.48. Based on the distribution chart, AGI ranks #206 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AGI has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does AGI's EV-to-OCF compare to CFFN and MCBS?
According to the Banks industry distribution chart, AGI ranks #206 out of 1499 companies for EV-to-OCF. This places AGI in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 4.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AGI's current EV-to-OCF is -6.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AGI stock overvalued right now?
AGI (FRA:GC6) has a current EV-to-OCF of -6.48. The current EV-to-OCF is -6.48. AGI's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For AGI (FRA:GC6), the current EV-to-OCF is -6.48 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.
10GF Score
Get the complete analysis for FRA:GC6
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:GC6 has been successfully added to your 
