Lancashire HoldingsFRA:LNH +0.27%77 FCF Margin % is 25.20% as of Dec. 2025, which is 58% above its 10-year median of 15.94. GuruFocus rates FRA:LNH with a GF Score™ of 77/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 501 Insurance companies, Lancashire Holdings ranks better than 68.46% on this metric.
The historical rank and industry rank for Lancashire Holdings's FCF Margin % or its related term are showing as below:
FRA:LNH'
s FCF Margin % Range Over the Past 10 Years
Min: -8.05 Med: 15.94 Max: 39.9
Current: 16.85
During the past 13 years, the highest FCF Margin % of Lancashire Holdings was 39.90%. The lowest was -8.05%. And the median was 15.94%.
FRA:LNH's FCF Margin % is ranked better than 68.46% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:LNH: 16.85
Lancashire Holdings FCF Margin % Related Terms
Lancashire Holdings FCF Margin % Historical Data
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The historical data trend for Lancashire Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Lancashire Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings (FRA:LNH) has a FCF Margin % of 25.20% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lancashire Holdings and its competitors. This is 58% above median its historical median of 15.94. According to the industry distribution chart, Lancashire Holdings ranks #158 out of 501 companies in the Insurance industry, placing it in the top 31.5%.
Is Lancashire Holdings' FCF Margin % too high?
Lancashire Holdings' current FCF Margin % of 25.20% is 58% above median its 10-year median of 15.94. The Insurance industry median FCF Margin % is 9.60. Lancashire Holdings' value of 25.20% is 162.5% above this industry median. Based on the distribution chart, Lancashire Holdings ranks #158 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' FCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #158 out of 501 companies for FCF Margin %. This puts Lancashire Holdings in the upper half of its industry. The industry median FCF Margin % is 9.60. Lancashire Holdings' value of 25.20% is 162.5% above this benchmark. While the company's 10-year median is 15.94 vs. the industry median of 9.60, Lancashire Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current FCF Margin % of 25.20% is 162.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current FCF Margin % is 25.20%, which is 58% above median its own 10-year median of 15.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (FRA:LNH) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.44 — trading 20.4% below its estimated fair value. The current FCF Margin % is 25.20%, which is 58% above median its 10-year median of 15.94 and 162.5% above the Insurance industry median of 9.60. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Lancashire Holdings (FRA:LNH), the current FCF Margin % is 25.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (FRA:LNH) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of €7.44 is trading 20.4% below its estimated GF Value™ of €9.35.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for FRA:LNH:
FCF Margin %: 25.20% (58% above median its 10-year median of 15.94)
GF Value™: €9.35 vs. price of €7.44 (20.4% below fair value)
Industry Position: 162.5% above the Insurance median (#158 of 501)
No single metric tells the full story. See the FRA:LNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score
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