Lancashire HoldingsFRA:LNH +0.27%77 EBITDA Margin % is 19.23% as of Dec. 2025, which is 28% above its 10-year median of 14.98. GuruFocus rates FRA:LNH with a GF Score™ of 77/100 and a GF Value™ of €9.35 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 369 Insurance companies, Lancashire Holdings ranks better than 59.35% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Lancashire Holdings EBITDA Margin % Related Terms
Lancashire Holdings EBITDA Margin % Historical Data
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The historical data trend for Lancashire Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:LNH vs FNF, AXS, FAF: EBITDA Margin % Comparison
For the Insurance - Specialty subindustry, Lancashire Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lancashire Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lancashire Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Lancashire Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lancashire Holdings (FRA:LNH) has a EBITDA Margin % of 19.23% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lancashire Holdings and its competitors. This is 28% above median its historical median of 14.98. According to the industry distribution chart, Lancashire Holdings ranks #150 out of 369 companies in the Insurance industry, placing it in the top 40.7%.
Is Lancashire Holdings' EBITDA Margin % too high?
Lancashire Holdings' current EBITDA Margin % of 19.23% is 28% above median its 10-year median of 14.98. The Insurance industry median EBITDA Margin % is 14.81. Lancashire Holdings' value of 19.23% is 29.8% above this industry median. Based on the distribution chart, Lancashire Holdings ranks #150 out of 369 companies in the Insurance industry, which is above the industry midpoint. Overall, Lancashire Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lancashire Holdings' EBITDA Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Lancashire Holdings ranks #150 out of 369 companies for EBITDA Margin %. This puts Lancashire Holdings in the upper half of its industry. The industry median EBITDA Margin % is 14.81. Lancashire Holdings' value of 19.23% is 29.8% above this benchmark. While the company's 10-year median is 14.98 vs. the industry median of 14.81, Lancashire Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lancashire Holdings's current EBITDA Margin % of 19.23% is 29.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lancashire Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lancashire Holdings's current EBITDA Margin % is 19.23%, which is 28% above median its own 10-year median of 14.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lancashire Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lancashire Holdings (FRA:LNH) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.35, compared to a current price of €7.44 — trading 20.4% below its estimated fair value. The current EBITDA Margin % is 19.23%, which is 28% above median its 10-year median of 14.98 and 29.8% above the Insurance industry median of 14.81. Lancashire Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Lancashire Holdings (FRA:LNH), the current EBITDA Margin % is 19.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lancashire Holdings (FRA:LNH) Overvalued in 2026?
Based on GuruFocus' analysis, Lancashire Holdings stock appears to be undervalued.
The current stock price of €7.44 is trading 20.4% below its estimated GF Value™ of €9.35.
GuruFocus considers Lancashire Holdings to be Modestly Undervalued.
Key valuation signals for FRA:LNH:
EBITDA Margin %: 19.23% (28% above median its 10-year median of 14.98)
GF Value™: €9.35 vs. price of €7.44 (20.4% below fair value)
Industry Position: 29.8% above the Insurance median (#150 of 369)
No single metric tells the full story. See the FRA:LNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lancashire Holdings Ltd is a provider of specialty reinsurance products with operations in London, Bermuda, the United States, and Australia. The company has two principal segments: reinsurance and insurance. The company generates the majority of its revenue from the Insurance segment. The Group's reinsurance segment comprises property reinsurance, specialty reinsurance, and casualty reinsurance. The insurance segment is usually written on a direct or facultative basis and comprises aviation insurance, casualty insurance, energy and marine insurance, property insurance, and specialty insurance. Geographically, the company generates the majority of its revenue from the United States and Canada.
77GF Score
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